Sep 8, 2025

NPS equity funds deliver over 20% returns in five years

Surbhi Khanna, ET Online

National Pension System

The National Pension System (NPS), which offers multiple tax-saving benefits, has also delivered handsome returns over the past five years. There are 10 NPS fund managers in total, of which seven have completed five years of operations. According to data shared with ET by Value Research, these funds have generated returns of up to 20.14% in the five years.

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Two funds cross 20%

UTI Pension Fund and Kotak Pension Fund delivered 20.14% and 20.09% returns, respectively, over the last five years. Their assets under management (AUM) stood at Rs 4,676 crore and Rs 3,220 crore, respectively, as of July 31, 2025.

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Three funds near 19%

ICICI Prudential Pension Fund, LIC Pension Fund, and HDFC Pension Fund posted five-year returns of 19.88%, 19.54%, and 19.10%, respectively. Their AUMs were Rs 21,864 crore, Rs 6,829 crore, and Rs 60,642 crore, respectively, as of July 2025.

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ABSL and SBI funds

Aditya Birla Sun Life (ABSL) Pension Scheme and SBI Pension Fund delivered returns of 17.89% and 17.62%, respectively, during the same period. Their AUMs stood at Rs 1,789 crore and Rs 23,352 crore, respectively, as of July 2025.

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Benchmark comparison

The BSE 200 Total Return Index returned 19.98% over the same five-year period.

Image Source: ETMarkets.com

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