Joy Chen

Latest Articles

The utility bailout is dead, and the people of California won

If the system we have cannot deliver that without catastrophic wildfires and shifting the losses onto California families, preserving it should not be our goal.

Gavin Newsom’s latest utility bailout — bad policy, bad for democracy — as utilities rake in the cash

Gavin Newsom is secretly pursuing an 11th-hour push to shield California's three for-profit utility monopolies from the financial consequences of the wildfires they cause, shifting those costs onto consumers instead.

California vs. State Farm: Better late than never

Eaton and Palisades Fire survivors have demanded action for 16 months. And the California Department of Insurance has finally released its market conduct exam of State Farm.

We fought our insurers after the California fires by uniting — and won

This is no longer a story about one fire or one community. It is a test of whether the systems Americans rely on after disaster will work at all.