This is a personal accident insurance policy for disabled individual with Kad OKU. The policy provides compensation for bodily injuries, disability or death caused by accidental means which injury shall solely and independently of any other cause result in the disablement or medical and/or surgical treatment or in the event of death of the insured, to the insured’s nominated beneficiary or legal representative.

You may use your credit card or debit card to make the premium payment.

Yes, you can. For security reasons and to enable a smooth payment process, please make sure you obtain acknowledgement and approval from the other person to use his/ her credit card or debit card, before making the payment.

This policy covers:

No	Benefits	Sum Insured (RM)
		Silver Plan	Gold Plan
1	Accidental Death	25,000.00	50,000.00
2	Permanent Disablement (Refer to Table of Benefits Payable in Percentage)	25,000.00	50,000.00
3	Medical Expenses	Up to 1,000.00	Up to 2,000.00
4	Ambulance Fees (per accident)	Up to 500.00
5	Bereavement Allowance	2,000.00
6	Rehabilitation Allowance	2,000.00

Please refer to the schedule of benefits and the full features in the policy contract.
Duration of cover is one (1) year. You will need to renew the insurance plan annually.

Plan	Annual Premium (RM)
Silver Plan	15.00
Gold Plan	25.00

Note: Protection from age 16-70 years old.

Occupation class 1-3

Classification of occupations as follows:

Class 1	Professions and occupations involving non-manual administrative or clerical work solely in offices or similar non-hazardous places.
Class 2	Professions and occupations involving manual work only occasionally when supervising workmen.
Class 3	Professions and occupations involving manual work.

However, please take note that the total premium that you will have to pay may vary depending on the underwriting requirements of the plan.