Wayback Machine
62 captures
28 Sep 2022 - 10 Mar 2026
Feb MAR Apr
20
2024 2025 2026
success
fail
About this capture
TIMESTAMPS
loading
The Wayback Machine - https://web.archive.org/web/20250320184653/https://www.ft.com/moira-oneill
Accessibility helpSkip to navigationSkip to contentSkip to footer
  • Sign In
  • Subscribe
Open side navigation menuOpen search bar
SubscribeSign In
  • Home
  • World
    Sections
    • World Home
    • Middle East war
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • War in Ukraine
    • Americas
    • Middle East & North Africa
    Most Read
    • Why did businesspeople back Trump?
    • Nvidia to spend hundreds of billions on US supply chain, says chief
    • How Jeff Bezos made peace with Maga
    • Israel’s ‘forever war’ stretches IDF to the limit
    • Norway’s oil fund strikes £570mn deal to buy quarter of Covent Garden
  • US
    Sections
    • US Home
    • US Economy
    • Investing in America
    • US Companies
    • US Politics & Policy
    • US Presidential Election 2024
    Most Read
    • Why did businesspeople back Trump?
    • How Jeff Bezos made peace with Maga
    • EU to exclude US, UK and Turkey from €150bn rearmament fund
    • Europe tries to fix its plumbing — and leave Starlink behind
    • US could take over Ukrainian nuclear power plants, Trump tells Zelenskyy
  • Companies
    Sections
    • Companies Home
    • Energy
    • Financials
    • Health
    • Industrials
    • Media
    • Professional Services
    • Retail & Consumer
    • Tech Sector
    • Telecoms
    • Transport
    Most Read
    • Accenture warns Musk’s Doge-led spending crackdown is hitting revenues
    • Why did businesspeople back Trump?
    • BYD’s 5-minute charge: is time running out for electric-vehicle rivals?
    • Nvidia to spend hundreds of billions on US supply chain, says chief
    • How Jeff Bezos made peace with Maga
  • Tech
    Sections
    • Tech Home
    • Artificial intelligence
    • Semiconductors
    • Cyber Security
    • Social Media
    Most Read
    • Nvidia to spend hundreds of billions on US supply chain, says chief
    • The promise of the fifth estate is being squeezed
    • Musk’s X raises $1bn in new equity fundraising round
    • Elon Musk’s X is a lesson in ebitda and ebit-don’ts
    • CoreWeave looks to raise up to $2.7bn in IPO
  • Markets
    Sections
    • Markets Home
    • Alphaville
    • Markets Data
    • Crypto
    • Capital Markets
    • Commodities
    • Currencies
    • Equities
    • Wealth Management
    • Moral Money
    • ETF Hub
    • Fund Management
    • Trading
    Most Read
    • Fed cuts US growth forecast as Trump’s policies weigh on outlook
    • Gilt investors brace for nearly £310bn in debt sales
    • Government debt interest costs hit highest level since 2007
    • Retail investors take on hedge funds in Europe’s answer to ‘meme stock’ mania
    • Musk’s X obtains $44bn valuation in sharp turnaround
  • Climate
  • Opinion
    Sections
    • Opinion Home
    • Columnists
    • The FT View
    • The Big Read
    • Lex
    • Obituaries
    • Letters
    Most Read
    • Why did businesspeople back Trump?
    • Europe is only half-awake from its long sleep
    • Europe tries to fix its plumbing — and leave Starlink behind
    • What will be in Rachel Reeves’ Spring Statement?
    • The promise of the fifth estate is being squeezed
  • Lex
  • Work & Careers
    Sections
    • Work & Careers Home
    • Business School Rankings
    • Business Education
    • Europe's Start-Up Hubs
    • Entrepreneurship
    • Recruitment
    • Business Books
    • Business Travel
    • Working It
    Most Read
    • Snow White — fairytale made real or poisoned apple?
    • Seven AI roles managers must master
    • Female-led start-ups are increasingly starved of funding
    • Citi cuts top bankers’ bonuses tied to turnaround drive
    • Obsessed with: finding the best Manhattan . . . in Manhattan
  • Life & Arts
    Sections
    • Life & Arts Home
    • Arts
    • Books
    • Food & Drink
    • FT Magazine
    • House & Home
    • Style
    • Puzzles
    • Travel
    • FT Globetrotter
    Most Read
    • Why did businesspeople back Trump?
    • Norway’s oil fund strikes £570mn deal to buy quarter of Covent Garden
    • Snow White — fairytale made real or poisoned apple?
    • The Residence — there’s a murder in the White House in this breezy whodunnit
    • Why is top-tier renting on the rise in London?   
  • HTSI
MenuSearch
  • Home
  • World
  • US
  • Companies
  • Tech
  • Markets
  • Climate
  • Opinion
  • Lex
  • Work & Careers
  • Life & Arts
  • HTSI
Financial Times
SubscribeSign In

Moira O'Neill

Investing Columnist

Moira is an independent freelance investment and money journalist. She was previously head of content at interactive investor, editor at Moneywise, personal finance editor at Investors Chronicle and deputy editor at Money Observer. She has won a Wincott Journalism Award and written two personal finance books, Finance at 40 and Saving and Investing for Your Children.

Email Moira O'Neill @MoiraONeill  on Twitter (link opens in a new browser window)
  • Friday, 14 March, 2025
    Insight & Comment
    Even A-list actors couldn’t convince us to green our pensions

    Filmmaker Richard Curtis’s campaign has bitten the dust — an unfortunately predictable ending

    Illustration of a wind turbine, Richard Curtis, money, a pie chart, a dying plant and a ladder
  • Thursday, 6 March, 2025
    Isa Guide 2025
    What’s going into your stocks-and-shares Isa this year? 

    Diversification is key if you’ve benefited from the US tech boom

    Illustration of a kitchen counter with a mixing bowl, spilled flour, broken egg and a book of financial information
  • Friday, 28 February, 2025
    Insight & Comment
    Venture capital trusts have little reason to celebrate turning 30

    Fundraising for the tax-efficient assets is up 10 per cent this year — but they remain a niche choice

    Illustration of sharks swimming in the sea with a line chart in the sky above ending with a decline
  • Friday, 7 February, 2025
    Insight & Comment
    How to retire and not run out of money

    Theories differ, but most say plan for the ‘retirement smile’ spending pattern

    Illustration of a calendar with squares for saving money, holidaying and retirement
  • Saturday, 1 February, 2025
    Personal pensions
    Retirees can struggle to shift the ‘saver mindset’

    Spend or save is a tricky balancing act as we age

    Montage of an older woman in thought and a jar of coins being tipped out
  • Monday, 27 January, 2025
    Special ReportFTfm: Fixed Income
    Does lower inflation make bonds an appealing option for portfolios?

    Gilts can offer an attractive income that is regular, predictable and contractual

    A close-up view of a stone wall with the words ‘HM Treasury’ engraved on it, with architectural columns and a historic building in the background
  • Friday, 24 January, 2025
    Personal Finance
    Reader callout: do you plan to retire abroad?

    Will tax and succession planning affect Britons’ choice of destination?

    Beach at Phuket, Thailand
  • Saturday, 18 January, 2025
    Insight & Comment
    Investment trusts under fire again — are they finally listening?

    Activist’s attack on ‘miserable seven’ highlights some well-known complaints

    Activist investor Boaz Weinstein
  • Friday, 10 January, 2025
    Insight & Comment
    Your new year pension tidy up could drag on until spring

    Why is it so difficult to transfer your retirement savings to a new provider?

  • Saturday, 14 December, 2024
    Insight & Comment
    Why pensions planning can feel like trying to nail jelly to a wall

    For decades, our retirement finances have been a political plaything

    A money safe with a dripping background
  • Saturday, 7 December, 2024
    Investment trusts special 2024
    Investment trusts: a 150-year-old industry under siege

    Demand from investors is in retreat as the popularity of passive funds and fixed income rises — but loyalists are convinced that opportunities remain

  • Friday, 6 December, 2024
    Investment trusts special 2024
    Are ‘hero’ trusts the answer for income-seeking investors?

    Twenty LSE-listed investment trusts have increased their dividends for at least 20 years in a row.

    Folder with a gold star
  • Friday, 22 November, 2024
    Insight & Comment
    Quick fixes to lower your inheritance tax liability

    Act before pension pots are swept up by the tax net

    Illustration of an elderly woman and her house inside an hourglass
  • Friday, 8 November, 2024
    Insight & Comment
    The great post-Budget pensions rethink

    But there are several tools you can use to cut an IHT bill

    Commuters walk along the concourse at London Waterloo station
  • Wednesday, 30 October, 2024
    Insight & Comment
    Will investors live to regret their pre-Budget actions?

    Gains may have been locked in too soon in anticipation of a bigger CGT increase

    Rachel Reeves
  • Friday, 25 October, 2024
    Insight & Comment
    Investment apps: are they up to scratch?

    Beware the time-consuming lure of gut-reaction trading from your handset

    Illustration of a person standing on a large phone with a maze on it
  • Thursday, 24 October, 2024
    Q&APersonal pensions
    Is it wise to take out my pension tax-free lump sum?

    Investment firms report a rush of clients looking to withdraw cash before the Budget

    Montage image of hands holding a piggy bank over a chancellor’s red box
  • Saturday, 12 October, 2024
    Tax
    The couples’ conundrum: joint or separate finances?

    In many cases, it’s best — financially — to go your separate ways

  • Monday, 30 September, 2024
    Special ReportFTfm: Pensions
    Pension investors seek better means to force action on climate

    Savers with environmental and other ethical concerns now have plenty of options to vote with their money

  • Friday, 27 September, 2024
    Personal Insurance
    Are you paying too much for insurance?

    Many take out the wrong kind of protection insurance, leaving them with overlapping — or inadequate — cover

    An illustration of a person holding onto the pole of a large red umbrella, floating in the sky among swirling blue clouds. Autumn leaves are falling around them, with the person dressed in a yellow sweater and white pants
  • Monday, 23 September, 2024
    Special ReportFTfm: Pensions
    Tomorrow’s pensioners face up to working — and saving — for longer

    Despite opposition, governments are forcing through changes to make pension systems sustainable

    A group of elderly individuals sit together on a bench in a park, engaging in conversation
  • Friday, 20 September, 2024
    Insight & Comment
    Should you always ‘fill to the max’ on tax-free allowances?

    Investors are rushing to use their allotments for Isa and pensions accounts in anticipation of Labour’s first Budget

    Illustration of two figures with pound coins for heads, one with a tick on their shirt and the other a cross. Where the coins/heads intersect is the word Isa
  • Friday, 13 September, 2024
    Insurance
    Reader callout: Have you taken out insurance you regret?

    The Financial Conduct Authority has expressed worries that some products may be poor value

  • Friday, 30 August, 2024
    Inheritance
    Inheritance tax: how to prepare for the Great Wealth Transfer

    Work out what you want to achieve and start early. The principles will probably remain the same, regardless of any changes in the autumn Budget

  • Friday, 16 August, 2024
    Inheritance
    How do you plan to deal with the Great Wealth Transfer?

    FT Money wants to hear about your experiences

    Different generations of a family on a beach
Previous page You are on page 1 Next page

Useful links

Support

View Site TipsHelp CentreContact UsAbout UsAccessibilitymyFT TourCareersSuppliers

Legal & Privacy

Terms & ConditionsPrivacy PolicyCookie PolicyManage CookiesCopyrightSlavery Statement & Policies

Services

Share News Tips SecurelyIndividual SubscriptionsProfessional SubscriptionsRepublishingExecutive Job SearchAdvertise with the FTFollow the FT on XFT ChannelsFT Schools

Tools

PortfolioFT AppFT Digital EditionFT EditAlerts HubBusiness School RankingsSubscription ManagerNews feedNewslettersCurrency Converter

Community & Events

FT Live EventsFT ForumsBoard Director Programme

More from the FT Group

Markets data delayed by at least 15 minutes. © THE FINANCIAL TIMES LTD 2025. FT and ‘Financial Times’ are trademarks of The Financial Times Ltd.
The Financial Times and its journalism are subject to a self-regulation regime under the FT Editorial Code of Practice.
Edition:International
UK
Subscribe for full access

Top sections

  • Home
  • World
    • Middle East war
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • War in Ukraine
    • Americas
    • Middle East & North Africa
  • US
    • US Economy
    • Investing in America
    • US Companies
    • US Politics & Policy
    • US Presidential Election 2024
  • Companies
    • Energy
    • Financials
    • Health
    • Industrials
    • Media
    • Professional Services
    • Retail & Consumer
    • Tech Sector
    • Telecoms
    • Transport
  • Tech
    • Artificial intelligence
    • Semiconductors
    • Cyber Security
    • Social Media
  • Markets
    • Alphaville
    • Markets Data
    • Crypto
    • Capital Markets
    • Commodities
    • Currencies
    • Equities
    • Wealth Management
    • Moral Money
    • ETF Hub
    • Fund Management
    • Trading
  • Climate
  • Opinion
    • Columnists
    • The FT View
    • The Big Read
    • Lex
    • Obituaries
    • Letters
  • Lex
  • Work & Careers
    • Business School Rankings
    • Business Education
    • Europe's Start-Up Hubs
    • Entrepreneurship
    • Recruitment
    • Business Books
    • Business Travel
    • Working It
  • Life & Arts
    • Arts
    • Books
    • Food & Drink
    • FT Magazine
    • House & Home
    • Style
    • Puzzles
    • Travel
    • FT Globetrotter
  • Personal Finance
    • Property & Mortgages
    • Investments
    • Pensions
    • Tax
    • Banking & Savings
    • Advice & Comment
    • Next Act
  • HTSI
  • Special Reports

FT recommends

  • Alphaville
  • FT Edit
  • Lunch with the FT
  • FT Globetrotter
  • #techAsia
  • Moral Money
  • Visual and data journalism
  • Newsletters
  • Video
  • Podcasts
  • News feed
  • FT Schools
  • FT Live Events
  • FT Forums
  • Board Director Programme
  • myFT
  • Portfolio
  • FT Digital Edition
  • Crossword
  • Our Apps
  • Help Centre
  • Subscribe
  • Sign In