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Beanstox

Beanstox

Financial Services

Seriously Simple Investing(TM) - Start small, grow wealth.  📈 No jargon, no experience needed 📲

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Automate your wealth! Keep it simple. Keep investing. Keep portfolios diversified. For important disclosures: beanstox.com/disclosures

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https://beanstox.com
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Financial Services
Company size
11-50 employees
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Privately Held

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  • Casino gamblers beat day traders.💸 Not a joke. The math is brutal. A Harvard Medical School study of 4,222 online gamblers found 11% walked away ahead after ~2 years of regular play.* A study of 1,551 Brazilian day traders who stuck with it for 300+ days found only 3% turned a profit. Roughly 1 in 100 beat minimum wage.** Meanwhile, every rolling 20-year period in the S&P 500 has produced positive total returns. 100%.*** And in 2025, only 21% of active fund managers outperformed the S&P 500.**** The pattern is hard to ignore: → Trying to outsmart the market is closer to gambling than investing. → The people paid to do it professionally mostly fail. → The unglamorous strategy, owning a diversified slice of the market and staying invested, quietly wins. Most wealth isn't built by being clever. It's built by being patient. What's the hardest part of "boring" investing for you: the patience, or resisting the urge to act when markets move? Disclosures: Educational purposes only. Not investment advice. All investing involves risk, including possible loss of principal. The two studies cited use different populations and methods. *Casino (~11%): Harvard Medical School analysis of 4,222 online gamblers over a ~2-year period (LaBrie et al., 2008). **Day trading (~3%): Study of 1,551 Brazilian day traders persisting 300+ trading days (Chague, De-Losso & Giovannetti, SSRN, 2020). ***Long-term investing (100%): Source – Beanstox and YChart. Data as of 04/30/2026. Probability of positive returns for rolling 20 year periods based on the S&P 500 Total Return Index 1990-04/30/2026. Includes dividends reinvestment and is gross of fees, taxes, and transaction costs. It is not possible to invest directly in an index. Diversification is not a guarantee of profit or protection against loss. Not indicative of past performance of any Beanstox portfolio or any client's experience using the Beanstox App. Content is meant to provide financial education and is not intended to be taken as advice or a recommendation for any specific investment product or strategy. ****Active managers (21%): S&P Dow Jones Indices SPIVA U.S. Scorecard, year-end 2025 (active U.S. large-cap funds vs. the S&P 500). The two studies referenced in the casino-vs-day-trading comparison use different populations, time periods, and methodologies and are not directly statistically comparable; the comparison is illustrative. Casino gambling and day trading carry their own substantial risks. All investing involves risk, including possible loss of principal. Past performance is not indicative of future results. #Investing #PersonalFinance #WealthBuilding #FinancialLiteracy

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