Krom

Bridging the gap between education and industry. We recently had the opportunity to host HIMTI BINUS or Bina Nusantara University at Krom Bank for an insightful day of knowledge sharing. #Krom

Krom Bank has implemented a Corporate Social Responsibility (CSR) program for natural disasters in Sumatra and Aceh victims by providing food supplies and hygiene kits in corporation with LAZNAS (Lembaga Amil Zakat Nasional) PPPA Darul Qur'an. This program demonstrates Krom Bank's commitment to helping communities affected by disasters. We hope this assistance can ease the burden on those affected and help them recover. We would also like to thank all those who have participated in and supported this program. #KromBankPeduli #Krom

We are honored to receive appreciation from "The Top 100 CEO & The 200 Future Leader" 2025 presented by PT Infoarta Pratama (Majalah Infobank) selected through the Editorial Board meeting based on their performance and contribution to the financial industry in Indonesia, with the following predicates: - Anton Hermawan - Top 100 CEO 2025 - Alvin James Kurniawan - The 200 Future Leaders 2025 - Tan Alie - The 200 Future Leaders 2025 This award is proof of our leader’s consistency in implementing sustainable business strategy, integrity and It strengthens our spirit to realizing Krom’s vision for the future. #krom

PT Krom Bank Indonesia Tbk (Krom Bank) was honored to host the Risk Forum Event - Q4 2025 in Jakarta. With a theme “Adaptive Cyber Risk Management in the Digital Financial Services Ecosystem & Computer Security Incident Response Team (CSIRT) Role” Our Partner, Rendra Perdana - VP of Information Security DANA Indonesia, Hanifah Ahmad - Head of Risk & Governance Krom Bank, Baderi - Cyber Security & Finance, Trade, and Tourism Code of BSSN was invited as a speaker in the panel discussion session, and Genesha Nara Saputra - Cyber Security Dept. Head of AFTECH as moderator, where they shared the insights on navigating cyber risk and CSIRT role in today’s complex and fast-moving business environment. In a high-risk cyber sector, where external uncertainties and internal operational challenges constantly evolve, understanding and mitigating risk is critical. This forum served as a platform to strengthen the culture of risk awareness across business, aligning business decisions with Good Corporate Governance (GCG) principles. We’re proud to contribute to this important dialogue on Risk Management and to support corporate resilience through Cyber Security and Risk strategic collaboration. #Krom #RiskForum2025

We are honored to receive appreciation from "The Finance Award 2025" presented by The Finance Infobank Media Group for successfully record excellent performance with predicate: The Most Promising Bank 2025 Based on Financial Perfomance 2023-2025 Bank Asset Category Within Rp5 Trillion Less Than Rp10 Trillion. This award is proof of our consistency in implementing sustainable business strategy, integrity, and building customer trust. It strengthens our spirit to realizing Krom’s vision for the future. #krom

We are honored to receive appreciation from "30th Infobank - Banking Award 2025" presented by Infobank Media Group for successfully record excellent performance with 2 predicate: 1. The Excellent Perfomance Bank 2024 - KBMI 1 (Asset Class Under IDR 10 Trillion) 2. Titanium Champion - Bank With Consistent Excellent Perfomance For 15 Consecutive Years (2010 - 2024) This award is proof of our consistency in implementing sustainable business strategy, integrity, and building customer trust. It strengthens our spirit to realizing Krom’s vision for the future. #Krom

In the moment of National Children's Day 2025, Krom and its employee volunteer supported through donations (books and stationery) for kids and shares happiness by inviting kids from several kindergarten school in Jakarta. Happy National Children's Day! #Krom #HariAnakNasional2025 #HariAnakNasional

We are honored to receive the "Best Business Transformation 2025" award with a "Good" rating for successfully implementing business transformation in the Disruption Era, presented by @SWAMediaInc. This achievement is a testament to the collective dedication of our employees, whose commitment and passion drive our transformation journey; our shareholders, whose trust and support empower us to innovate boldly; and our regulators, whose guidance enables us to grow responsibly. We dedicate this award to everyone who has been part of our journey. It strengthens our resolve to continue innovating, enhancing digital connectivity, and realizing Krom’s vision for the future. #Krom

Encourage Financial Literacy for Gen Z, Krom Bank collaborates with Widyatama University Krom Bank is committed to supporting the education sector through financial literacy programs as part of its Social and Environmental Responsibility (TJSL). On this occasion, Krom Bank partnered with Widyatama University to hold a seminar and training focused on increasing financial awareness and knowledge of digital banking. This program aims to help students manage their finances more effectively and prepare for a better future. #krom

Gelar RUPST & Public Expose, Krom Bank Sahkan Laporan Tahunan Tahun Buku 2024 dan Catatkan Pencapaian Positif Pada Kuartal I 2025 Jakarta, 20 Mei 2025 - PT Krom Bank Indonesia Tbk (IDX: BBSI) pada hari ini menggelar 2 agenda rapat penting yakni Rapat Umum Pemegang Saham Tahunan (RUPST) dan Paparan Publik (Public Expose). Rapat Umum Pemegang Saham Tahunan (RUPST) yang berlangsung hari ini, menyetujui Laporan Tahunan dan mengesahkan Laporan Keuangan Krom Bank tahun buku 2024, serta menerima Laporan Pengurusan Direksi dan Tugas Pengawasan Dewan Komisaris Krom Bank tahun buku 2024, sekaligus pemberian pelunasan dan pembebasan tanggung jawab sepenuhnya (Acquit et decharge) kepada Direksi dan Dewan Komisaris Perseroan atas pengurusan dan pengawasan yang telah dijalankan selama Tahun Buku 2024. Dalam rapat tersebut, para pemegang saham juga telah menyetujui penggunaan laba bersih Perseroan pada tahun buku 2024 sebesar Rp124 miliar atau 100% (seratus persen) seluruhnya digunakan untuk menambah saldo laba ditahan Perseroan (Retained Earning).  Disisi lain, Krom Bank mencatatkan perolehan pendapatan bunga bersih (audited) meningkat 125% year-on-year (Y-o-Y) menjadi Rp965 miliar pada 2024 dari Rp429 miliar pada 2023, seiring dengan pertumbuhan penyaluran kredit yang signifikan. Total aset Krom naik signifikan 83% Y-o-Y menjadi Rp6,65 triliun, serta ekspansi kredit yang naik 131% Y-o-Y menjadi Rp4,25 triliun pada 2024 dari Rp1,83 triliun pada 2023. Dana Pihak Ketiga meningkat hampir sembilan kali lipat menjadi Rp3,16 triliun Y-oY pada 2024 dari Rp348 miliar pada 2023, didorong oleh pertumbuhan pada simpanan berbasis tabungan dan deposito. Selain keputusan tersebut, Perseroan juga menyetujui penunjukan Akuntan Publik untuk melakukan audit terhadap Laporan Keuangan Perseroan untuk Tahun Buku 2025 dan penetapan honorarium Akuntan Publik tersebut serta persyaratan lain penunjukannya. Selanjutnya, pemegang saham telah menyetujui penetapan gaji, uang jasa, dan tunjangan lainnya untuk anggota Direksi dan Dewan Komisaris Perseroan Tahun Buku 2025, serta menyetujui Rencana Aksi Pemulihan (Recovery Plan) Perseroan. Selanjutnya Krom Bank melanjutkan dengan Paparan Publik (Public Expose) untuk memaparkan laporan keuangan kuartal I-2025. Krom Bank mengungkapkan pencapaian positif per 31 Maret 2025 pada beberapa indikator keuangan, termasuk Dana Pihak Ketiga (DPK) yang tercatat tumbuh 44,7% secara Year-to-Date (YTD), mencapai Rp4,6 triliun.