Luno

It was fun reconnecting with Hsu Chuang Khoo in a fireside chat, not at BFM 89.9 - The Business Station or on his "Do More" podcast but at the Luno Digital Asset Conference (LIDCA) 2026, held on the 24th of September 2026. I was invited to speak for about 15 minutes on "Macro Uncertainty and Digital Assets: Navigating a Fragmenting Global Order". I used this time to share my views on: (i) Measuring uncertainty using various quantitative tools including Economic and Policy Uncertainty Indexes as well as predictive markets such as Polymarket & Kalshi. (ii) The benefits having "optionality" in the investing world as well as in life more generally (iii) Moving up the Digital Asset Learning Curve for institutions as well as for retail investors (iv) Artificial Intelligence (AI) as an addition to the variance of uncertainty Chuang and I discussed many topics including the possibility of trading the "tokens" of data center computer power as a digital asset. (Too far-fetched?) Many thanks to Aaron Tang, GM at Luno, for reaching out to me to participate in this conference and to Siva Sethupathy & Jeroni Khoo for facilitating. Met many interesting people and companies in the Digital Asset space at this conference including Suhanna Husein, Co-Founder of CoKeeps, Malaysia's first qualified Digital Asset Custodian (DAC) approved by the Securities Commission Malaysia; Ji Sheng Tan, CEO of Gambit Custody; Angela Ang, Managing Director, APAC for BitGo; Aaron Thian, Anchorage Digital. Look forward to learning more about the digital asset space and what more can be done in the Malaysian and Southeast Asian context to diversify the investment options available to us in this region!

Thank you Andrew Tebbutt REDmoney Group and your team for inviting Luno be a part of Islamic Finance News Asia Forum 2026 in KL. Our country manager, Scarlett Chai had joined industry leaders David (Daud) Vicary (Abdullah) Azleena Idris Darius Maximilian Naß and Ivan Koh on the panel; From Assets to Payments: Tokenisation, Connectivity and the Future of Financial Services. Key Takeaways: - Value Beyond Speculation: The real power of tokenisation lies in settlement compression, cost savings, risk mitigation, and freeing up liquidity for real-world assets. - The Digital Wrapper: Tokenised securities act as a digital wrapper that doesnt alter the underlying asset, but vastly improves wholesale speed and efficiency. - Interoperability is Crucial: Delivering faster, cheaper solutions for consumers requires different ledgers and industry players to work seamlessly together. - Managing Elevated Risk: Faster payments can mean faster fraud, making enhanced checks, balances, and proactive risk management critical as adoption scales. - Financial Inclusion & New Frontiers: Digital assets are key enablers for inclusion, unlocking regional opportunities like Sukuk tokenisation and halal supply chain finance. As local digital asset exchanges play a pivotal role in this ecosystem, actively driving these conversations today is essential to collaboratively shaping the future development and growth of the market. #Tokenisation #Fintech #IslamicFinance

LIDAC 2026 in 📸 Had the tremendous honour of hosting some of the smartest voices — in Malaysia, Asia and globally — talking about digital assets and institutional finance last week. Thank you for speaking Hann Liew, CFP, CFA Aleks Andjelopolj Jeff Yew Dr. Wong Huei Ching Faradina Ghouse Inn Sann Yiow Dmitry Bocharov Datuk Harjit Singh Sidhu Anil Puri Kian-Ming Ong Angela Ang Ji Sheng Tan Aaron Thian Ranjit Gill Teong Hng Lucas Ooi John Ho Pak Eko Rizanoordibyo Kah Kit Yip Azril Ikram, CFA Fuad Alhabshi Ridzham Zaidi Rizlzuwan Suhaida Mahpot Arham Merican Gerard Ang Milind Sanghavi Eddy Christian Ng Siong Ong TM Lee Matthew Tan Vighnesh Patel James Lanigan Scarlett Chai Benjamin Chuang Lucy James Ong Johnson Cynthia Ng Roshan Kanesan Hsu Chuang Khoo Vincent Fong Hope you enjoyed yourselves and looking forward to more collabs in future!

⏳ This time last week, we were less than 24 hours away from launching #LIDAC26KL! First off: if I invited you and didn’t get the chance to have a proper chat, especially my ex-colleagues and friends from the regulatory space, please forgive me! It was super hectic but I was so glad to see you all in the room. (Securities Commission Malaysia Bank Negara Malaysia Labuan Financial Services Authority LEMBAGA HASIL DALAM NEGERI NFCC PDRM) My biggest hope (and personal achievement at my end) is that you walked away with real, tangible value, whether through a fresh perspective from the sessions, a new connection made, or the beginning of a future business collaboration. On a personal note, reflecting on my journey with Luno so far, being able to contribute to LIDAC’s success and help champion our institutional focus is something I’m genuinely proud of. Seeing those strategic conversations come to life in one space made every bit of effort worth it. Looking ahead, the mission continues. I’m excited to keep forging strong partnerships, bringing new players and entities into Luno’s ecosystem, and above all, ensuring our regulators remain closely integrated into our engagements, plans, and forward-thinking growth objectives. If we missed each other in the room last week, let’s set up that coffee catch-up or a meal very soon!🚀 #DigitalAssets #Fintech