SettleMint

Today, we’re proud to announce a 𝗹𝗮𝗻𝗱𝗺𝗮𝗿𝗸 𝗽𝗮𝗿𝘁𝗻𝗲𝗿𝘀𝗵𝗶𝗽 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝗦𝗲𝘁𝘁𝗹𝗲𝗠𝗶𝗻𝘁 𝗮𝗻𝗱 Ripple. Ripple Custody and SettleMint’s Digital Asset Lifecycle Platform (𝗗𝗔𝗟𝗣) now bring to market a 𝘂𝗻𝗶𝗾𝘂𝗲𝗹𝘆 𝗶𝗻𝘁𝗲𝗴𝗿𝗮𝘁𝗲𝗱 𝗼𝗳𝗳𝗲𝗿𝗶𝗻𝗴 𝗳𝗼𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗶𝗻𝘀𝘁𝗶𝘁𝘂𝘁𝗶𝗼𝗻𝘀: a single, connected foundation for digital asset custody, issuance and lifecycle management. These capabilities have traditionally been delivered across separate systems and providers. Now, institutions can issue, custody, settle and service digital assets 𝗮𝗰𝗿𝗼𝘀𝘀 𝘁𝗵𝗲𝗶𝗿 𝗳𝘂𝗹𝗹 𝗹𝗶𝗳𝗲𝗰𝘆𝗰𝗹𝗲 within one operating environment, with the governance, compliance and controls required for institutional deployment built in. Together, Ripple and SettleMint are setting a new benchmark for digital asset infrastructure, expanding what financial institutions can build, launch and operate at scale. Read the announcement: https://lnkd.in/ea8TxqhR Fiona Murray Maximilian Smetana-Ruf Arnaud Philibert Reece Merrick Hsueh Mei Tan Adam Popat Johnny Kok Matthew Van Niekerk Roderik van der Veer Fabrizia Z. Saeed Dawod

Yesterday we had the pleasure to meet Chairwoman Mimoza Kusari-Lila together with our partner Lum Gjika, MSc (MIT), PMP, CPP AML, CPP, BSC from Gjikolli & Partners LLC, and discuss how tokenization can mobilize capital for #Kosovo and attract foreign investment. These are real examples of how digital assets and tokenization can move beyond theory into concrete, regulated use cases that open new funding channels, strengthen capital markets, and support long‑term, sustainable development. Matthew Van Niekerk Jan Bevers

In April the International Monetary Fund published Tokenized Finance, a note by Tobias Adrian. Tokenization, as the Fund sets it out, reallocates trust inside the financial system, with trade execution, clearing and settlement, and parts of credit and market-risk control, now sitting on shared ledgers, so the T+ window compresses toward atomic delivery versus payment and liquidity stress reaches funding desks in the same session if the settlement asset has no path to central-bank money or supervised bank deposits. On this, Adam Popat, CEO of SettleMint, has shared on Yellow how that description should be read in settlement, margin and the US legal perimeter. 1. 𝙊𝙥𝙚𝙧𝙖𝙩𝙞𝙤𝙣𝙖𝙡. After atomic delivery versus payment, counterparty credit on the trade declines as residual risk migrates into the data feed, the margin engine, custody and the settlement asset. 2. 𝙎𝙪𝙥𝙚𝙧𝙫𝙞𝙨𝙤𝙧𝙮. Standing facilities built around the business day cannot meet a margin call at machine speed outside those hours, so systemically important flows need a settlement asset with a path to safety and a named override on automated margining. 3. 𝙇𝙚𝙜𝙖𝙡. The Digital Asset Market Clarity Act, still in Congress, would keep tokenized securities as securities under the SEC, with custody, the SEC and CFTC boundary, and the cash-leg treatment of payment stablecoins deciding which rails desks fund overnight. Thanks to Yellow for publishing Adam’s piece and sharing our insights. Read the full article here: https://lnkd.in/etCicNrN #Tokenization #DigitalAssets #TechInBanking #Banking

𝗟𝗶𝗳𝗲𝗰𝘆𝗰𝗹𝗲 𝗺𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝗮𝗻𝗱 𝗰𝗼𝗺𝗽𝗼𝘀𝗮𝗯𝗶𝗹𝗶𝘁𝘆: what Ops, Compliance, Settlement, Risk and Audit need when a digital asset has to live on the books for years. Over five weeks we walked through the layers that turn a pilot into a program that those functions can run: • compliance and identity in the transfer path • custody signing that stays in the vault the institution already approved • durable transactions and ledger history Audit can query • security and deployment controls Security, Risk and Internal Audit can follow • API, CLI and MCP on one permission model with the systems already in production Today we close our product update series with the full picture: Getting started on DALP, the entirely composable Digital Asset Lifecycle Platform. 𝗟𝗶𝗳𝗲𝗰𝘆𝗰𝗹𝗲 𝗺𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 keeps issuance, eligibility, custody routing, settlement, servicing and history on one instruction chain. 𝗖𝗼𝗺𝗽𝗼𝘀𝗮𝗯𝗶𝗹𝗶𝘁𝘆 brings six asset classes and 24 pre-configured templates under one control model, so the next instrument reuses the policy, providers and ops surface the first one already cleared. That is the category we at SettleMint have built for regulated digital assets: a lifecycle platform teams can place next to custody, KYC and rails they already trust. Get started on DALP! Link in comments. #tokenization #digitalassets #SettleMint #DALP

Coinbase’𝘀 𝗔𝗗𝗚𝗠 𝗹𝗶𝗰𝗲𝗻𝘀𝗲 𝗲𝘀𝘁𝗮𝗯𝗹𝗶𝘀𝗵𝗲𝘀 𝗔𝗯𝘂 𝗗𝗵𝗮𝗯𝗶 𝗮𝘀 𝗮 𝗯𝗮𝘀𝗲 𝗳𝗼𝗿 𝗴𝗹𝗼𝗯𝗮𝗹 𝗶𝘀𝘀𝘂𝗮𝗻𝗰𝗲 𝗼𝗳 𝘁𝗼𝗸𝗲𝗻𝗶𝘇𝗲𝗱 𝘀𝗲𝗰𝘂𝗿𝗶𝘁𝗶𝗲𝘀. Our CEO, Adam Popat, spoke with Melissa Hancock at Fortune on how the UAE is building a tokenization market that can host global issuance. Adam sees a market where regulation, capital, and operating capability have created the regulatory depth that now permits the recent developments in Abu Dhabi. "Coinbase locating its international tokenization hub in ADGM is the kind of license that turns tokenized securities from a pilot into a market," Adam told Fortune. In his view, that is the point when Abu Dhabi can issue tokenized funds, bonds, and equities into international allocation at market scale. A real thank you to Melissa Hancock and Fortune for having Adam on and for this insightful conversation. Read the full article: https://lnkd.in/eKb8cG2i #Tokenization #DigitalAssets #UAE #CapitalMarkets #ADGM

Thanks Marc Shawn Brown, and MSB Intel, for hosting our CEO, Adam Popat and giving him the opportunity to share SettleMint’s view on why tokenization is blockchain’s “ChatGPT moment.” Among others, the conversation covers the Gulf’s leadership in the adoption of real‑world asset tokenization on blockchain, Saudi Arabia’s world‑first national real estate tokenization infrastructure, 10 years of chain‑agnostic R&D at SettleMint, the government race across the region, the regulatory and marketplace blockers still ahead, and how trillions in real‑world assets and even AI agents transacting in tokens will reshape capital markets by 2030. Watch the full interview here: https://lnkd.in/dfHyZuhD

Security review for a regulated digital asset platform starts with four questions: • who authenticates �� where key material lives • who may do what • and how the platform deploys Security, risk and internal audit want evidence they can follow, allowing the review team to verify behavior, check each rule and confirm that control sits in the platform itself. SettleMint’s DALP 3.0 answers each of those questions with 𝗰𝗼𝗻𝘁𝗿𝗼𝗹𝘀 𝗱𝗼𝗰𝘂𝗺𝗲𝗻𝘁𝗲𝗱 𝗶𝗻 𝗽𝗿𝗼𝗱𝘂𝗰𝘁 𝗹𝗮𝗻𝗴𝘂𝗮𝗴𝗲 and 𝗲𝗻𝗳𝗼𝗿𝗰𝗲𝗱 𝗶𝗻 𝘁𝗵𝗲 𝗔𝗣𝗜 𝗹𝗮𝘆𝗲𝗿. • High-impact work completes only after fresh re-authentication. • Secrets resolve from a managed backend with named scope and rotation that stays outside deployment artifacts. • Platform administration, asset operations, compliance operations and signer access sit in separate domains, so each path keeps a clear boundary. • Private-registry and air-gapped installs use one image-registry override, so the chart tree stays intact while deployment matches the institution’s own supply-chain rules. When a regulated digital asset program runs well, those security controls are ready for Security, Risk and Internal Audit as issued assets, transfers and settlements expand: authentication gates are visible, role boundaries hold under pressure, and deployment follows the controls the institution already requires. Read how DALP 3.0 handles security and deployment — link in comments #tokenization #digitalassets #capitalmarkets #RWA #SettleMint #DALP

Institutions keep discovering the same thing on digital assets: the trade is the easy part. The hard part is everything that has to sit around it. We were glad to join Finance Magnates for a piece on that gap, with our CEO Adam Popat setting out how programs move once digital assets plug into the systems that already run the book. “Ownership has to be equally clear,” he told Finance Magnates. “The business owns the commercial case, compliance owns the policy, operations owns the process, technology owns the environment, and security owns the control standard.” A transaction only holds when it lands in the official record, follows a defined approval path, and stays consistent across front office, operations, compliance and technology. Eligibility rules, jurisdictional limits, transfer restrictions and holding periods have to sit in the platform. Once that operating model is in place, pilot-to-production becomes a simpler reality. Thank you to Paul Golden for the reporting, and to Sabrina Wilson at GFO-X, Chris Cheverall at CMC Markets, Aklah S. at etoro, Mark Foulger at ROSTRO Group, and Simon Barnby at Archax for rounding out the picture on operating models, off-venue settlement and controls. Read the full piece: https://lnkd.in/dPtCVZZH #DigitalAssets #Tokenization #CapitalMarkets #SettleMint #DALP

𝗔𝗣𝗜 𝗮𝗻𝗱 𝗶𝗻𝘁𝗲𝗴𝗿𝗮𝘁𝗶𝗼𝗻: the never-ending problem that ops and technology always face when a digital asset platform has to fit systems already in production. When a digital asset program works, operations, compliance, risk, reporting and technology keep running the systems they already trust. The platform joins that setup instead of asking the institution to rebuild around a single launch. SettleMint’s DALP 3.0 is built for that path. Console work, scripts and approved automation follow the same permissions, checks and audit trail. Integration teams connect the asset lifecycle to systems already in place, and existing connections can stay live while the platform adds new capability. The pilot can grow into a running program without inventing a second control model beside the platform. That is what success looks like in production: the book keeps advancing, the controls stay consistent, and the systems already running the institution stay in the loop. Learn more: https://lnkd.in/eMHnqBeB #tokenization #digitalassets #capitalmarkets #RWA #SettleMint #DALP

Issuing a token is just the beginning, but operating it for a decade is the work that matters. This month’s newsletter discusses what asset lifecycle management means for banks, financial institutions and market infrastructure providers and how DALP provides the discipline that Ops, Compliance, Settlement, Risk, and Audit need after the pilot ends. Also inside: 🔹 Taipei panel with Ripple and TWEX: Tokenizing Real-World Assets: From Pilot to Platform 🔹 Japan webinar with Kenji Sugawara and Nandan Joshi: Building the Next Wave of Digital Asset Business in Japan 🔹 Institutional roundtable in Riyadh: The Institutional Digital Asset Opportunity in Saudi Arabia 🔹 Adam Popat's Nukoud.Com op-ed on What Citadel Securities just priced about tokenized markets, and why the UAE is ready for it Read the July edition ↓ #DigitalAssets #Tokenization #AssetLifecycle #CapitalMarkets