Regulation and legitimacy

Yes. Bjak Sdn. Bhd. is an Approved Financial Adviser and Approved Islamic Financial Adviser under Bank Negara Malaysia. You can verify this through BNM's public register.

Check BJAK on the public directories maintained by BNM, FMOS and AFA Malaysia. These links take you to the organisations' official websites.

BJAK must meet requirements covering professional conduct, financial resources, customer treatment and ongoing oversight. An individual order may still require checks by the insurer, takaful operator or relevant authority.

BJAK maintains documented controls across operations, finance, compliance, data protection and technology. These areas are overseen by management and reviewed as requirements and risks change.