INSURICA

Administering your plan consistently? Your paperwork might not be. 📄⚠️ Regulators look at your written plan documents first — not how the plan actually runs. Eligibility, waiting periods, and vendors change constantly. Do your docs keep up? Mid-year = perfect time to check your SPDs. ✅ Learn more at https://lnkd.in/eJjZRjQy #EmployeeBenefits #Compliance #INSURICA #HR #BenefitsAdmin

Risk Assessment. Risk Report. Performance Plan. Stewardship Meeting. That's RM4U — INSURICA's proactive approach to squeezing risk and controlling your insurance costs. 🎬 #RM4U #INSURICA

Lifestyle Spending Accounts are 2026's fastest-growing benefit 🚲✨ Wellness. Mental health. Financial planning. Childcare. One flexible program, way happier employees. Thinking about an LSA in 2027? Start with purpose + budget, then pick your vendor. 💰 Visit insurica.com/blog/lsas/ to learn more. #LSA #EmployeeBenefits #INSURICA #HR #WorkplaceWellness

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A broker's job isn't just to shop your risk — it's to help you shrink it. 🎬 New RM4U video breaks down what separates a true risk advisor from the rest. #RM4U #INSURICA

Fixed contribution. Real employee choice. 💡 ICHRAs let employees shop the marketplace for coverage that fits — while employers keep costs predictable. Not a fit for every workforce though, so know before you switch. 📊 Is an ICHRA right for your 2027 strategy? Visit https://lnkd.in/eAvGUFiw to learn more #EmployeeBenefits #ICHRA #INSURICA #HealthBenefits

Student transportation is one of the most important safety responsibilities schools manage every day. Before the buses roll, a quick review of driver qualifications, vehicle inspections, and emergency procedures can help reduce risk and keep students safe on the road. Want help reviewing your fleet safety program? Get in touch with one of our Risk Management Advisors now: https://lnkd.in/gdgtprhQ

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The Community Transit Insurance Program (CTIP) unites public and non-profit transit providers to secure specialized liability and excess liability insurance as a group — lowering premiums without lowering protection. 🎥 Watch the video below to see CTIP in action — then reach out to find out if your transit agency qualifies. CTIP #CommunityTransit #PublicTransit #RiskManagement #InsuranceInnovation #CTAA #APTA #SWTA #TTA #OTA #MASSTRANSIT First comment: 👉Watch here : https://lnkd.in/gkJMfmza

$50 Million. One Crash. A Warning for Every Motor Carrier. A recent Texas trucking verdict wasn't driven solely by the crash itself. What ultimately influenced the jury was what they uncovered afterward: falsified Hours-of-Service logs, no formal safety program, no driver training manual, no written safety policies, and no documented safety meetings. The result? Nearly $50 million awarded against a small motor carrier. More importantly, it became another example of what's fueling the rise of "nuclear verdicts" across the trucking industry. The median trucking verdict now approaches $36 million, approximately triple what it was a decade ago. For motor carriers and businesses with commercial fleets, the takeaway is clear: ✅ Insurance limits alone are not a defense. ✅ The authority holder remains accountable for operations under its name. ✅ A documented, actively managed safety program is one of the strongest protections against both litigation and today's challenging insurance market. Whether you're focused on fleet safety, risk management, or controlling long-term insurance costs, this is a trend you can't afford to ignore. 👉 Read the full article to learn more: https://lnkd.in/e8iz-XM5 #Transportation #Trucking #RiskManagement #CommercialAuto #Insurance #FleetSafety #NuclearVerdicts #INSURICA