I'm about to say something that'll get me muted by half of Twitter...
If you're over 30, working full time, and you're doom-scrolling political content for three hours every single night...
You get maybe 6 waking hours a day that aren't spent working, commuting, or asleep.
And
My boomer uncle asked why I still don't own a house at 34.
I told him a starter home near me runs $410,000.
He said "we bought ours for $52,000, just save aggressively."
I said his mortgage payment then was $340 a month. Mine would be $2,700.
He said "well interest rates were
My brother and I were arguing last week about whether gas has actually gotten worse or if we're just imagining it.
Pulled up his old bank statements to settle it.
March 2019, filling up his Civic: $28.40.
Same gas station, same tank size, filled it up yesterday.
$61.75.
Balance: $32,000 borrowed.
Payments: $420 a month for eleven years straight.
Servicer: "Why do you sound frustrated? You've made every payment on time."
Me: "Because I've paid $55,000 and I still owe $28,900."
Servicer: "That's how amortization works on your loan structure."
INSURANCE COMPANY: Your premium is going up 30% next year.
ME: But I already pay $500 a month.
INSURANCE COMPANY: Correct.
ME: And I still have a $6,000 deductible.
INSURANCE COMPANY: Correct.
ME: So what exactly am I paying more for?
INSURANCE COMPANY: Financial
