THE MORTGAGE IS NOT EVEN THE BIGGEST PROBLEM — PART 4 OF 7
284,933 Households Have a Lien From Their Own HOA — and Foreclosure Filings Are Up 40 Percent
284,933 households in the United States carry a lien from their own homeowners association. Not the bank. The HOA. And HOA
88.2 million American households cannot afford to buy a median-priced new home. That is 65% of the country. Not struggling. Mathematically excluded.
The median new home costs $413,595. You need $106,000 in household income to qualify at 6%. The median income is $80,000. You are

