Agrobank provides a comprehensive financing solution for agriculture; that includes upstream activities such as the supply of agricultural production inputs to downstream activities such as processing and selling of agricultural products to consumers.

Amanah Ikhtiar Malaysia (AIM) is a microcredit organization that provides business financing, training, and support to help low-income individuals and B40 households (primarily women) start or expand small businesses.

Bank Pembangunan Malaysia Berhad (BPMB) offers development impact financing programmes for high-impact sectors and national development. Key offerings include the Madani Development Programme for inclusive economic growth, the Renewable Energy & Transition Programme (RETP), and the Tourism Infrastructure Programme. In addition, they offer the BAGUS Scholarship for Malaysian students.

Bank Rakyat offers a variety of Shariah-compliant banking facilities, including Personal Financing (rates as low as 3.42% for the public sector), Micro Financing (up to RM50,000), and Credit Card-i with cash rewards. 

Bank Simpanan Nasional (BSN) is one of Malaysia’s leading financial institutions, dedicated to promoting financial inclusion and empowering communities. Established in 1974, BSN offers a comprehensive range of banking and financial services, including savings and current accounts, financing, investments, insurance, digital banking, and payment solutions. With an extensive nationwide branch and ATM network, BSN serves individuals, businesses, and government agencies while supporting Malaysia’s economic growth and financial well-being. 

Borneo Development Corporation (Sabah) Sdn Bhd is a wholly-owned real estate and property development company of the Sabah State Government. Incorporated on May 15, 1992, it operates out of Kota Kinabalu, focusing on property development, real estate management, and financing activities to support economic growth in the state.

Borneo Development Corporation (Sarawak) Sdn Bhd is a prominent state-linked property and real estate developer. Established initially in 1958, it focuses on building quality, affordable residential, and commercial properties, as well as providing loan financing and facility management services across Sarawak.

Credit Guarantee Corporation Malaysia Berhad (CGC) offers a wide array of guarantee schemes and financing options to help Micro, Small, and Medium Enterprises (MSMEs) secure business loans without sufficient collateral. They provide guarantee coverage ranging from 30% to 80% through partnerships with major financial institutions

Development Bank of Sarawak is a state-owned development finance institution focused on driving socio-economic growth and strategic infrastructure in Sarawak.

Export-Import Bank of Malaysia (EXIM Bank) offers specialized financing, credit insurance, and guarantee schemes designed to help Malaysian businesses expand globally.

Majlis Amanah Rakyat (MARA) or the Council of Trust for the People is an agency under the purview of Ministry of Regional and Rural Development established on 1 March 1966, as a corporate statutory body by an Act of Parliament as a result of the first Bumiputera Economic Congress in 1965.

MARA holds the responsibility to develop, encourage, facilitate, and implement the socioeconomic development and the society with focus on the rural area.

Malaysian Technology Development Corporation (MTDC) manages multiple Development and Investment Funds, from early-stage to growth stage, unlocking long-term value and empowering SMEs with the resources they need to thrive.

Pernas (Perbadanan Nasional Berhad) is a Malaysian government-owned agency under the Ministry of Entrepreneur Development and Cooperatives (KUSKOP). Its primary mandate is to spearhead the growth of Malaysia’s franchise industry by providing financing, entrepreneurial training, expert mentoring, and equity investments.

PERBADANAN USAHAWAN NASIONAL BERHAD (PUNB) is established to enhance the participation and involvement of Bumiputera in entrepreneurship and to develop dynamic, resilient, progressive Bumiputera Commercial and Industrial Community (BCIC).


Sabah Credit Corporation (SCC) is a state-owned financial institution in Sabah, Malaysia, offering personal, business, and SME financing. Its core loan schemes feature options tailored to different occupations: i-Cash (for civil servants), i-Executive (for private sector executives), i-Gold (for government pensioners), and enterprise loans like the Youth & Entrepreneurship Loan Scheme (YELS).

Sabah Development Bank Berhad (SDB) offers corporate financing, project finance, loan syndications, and corporate advisory services. Mandated by the State Government, it focuses on high-impact strategic sectors predominantly in water, power, and infrastructure, and acts as a financial intermediary to boost economic and social development in Sabah

SME Bank Malaysia offers a wide range of customized financing, working capital, and capacity-building programs for Micro, Small, and Medium Enterprises (MSMEs). Tailored schemes range from general working capital to specialized funds for high-impact sectors like technology, ESG, the halal ecosystem, and the Chinese business community.