BOND MUTUAL FUNDS
These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of more than 25%
Are you looking at the Nifty to figure out whether to be bullish or bearish? If yes, cast your eye back to the day last year when the big correction started. Did all stocks start falling only after September 26, 2024, the day the indices peaked? No. Several stocks across segments began declining much before that day. The lesson: Focus on companies where the broader picture of growth is intact. And let the Nifty do what it is doing. Focus on the management, a key driver of earnings. Also, because GST rationalisation will likely impact earnings in a positive way, it is probably a good time to keep scepticism aside, but with conditions.
Dynamic bond mutual funds: Investors supposed all-interest-rate investment has failed in current rate cut-cycle
Amid the bond market’s season of woes, dynamic bond funds appear to have badly miscalculated the payoffs from the rate-cutting cycle
Horoscope Today, 7th September 2025: Major Eclipse Impacts Aries, Taurus, Gemini & Scorpio - Sudden Shifts in Career, Love & Finances
The Moon eclipse happening today is powerful and is likely to cause changes to Aries, Taurus, Gemini, and Scorpio regarding friendships, profession, and the use of joint resources. With Leo and Virgo energizing imagination, correspondence, and concentration, the day requires some level of adaptability. Great insights and some considerable financial conservatism are necessary.
GST relief, festive season to help corporate earnings recover in Q3, says Edelweiss MF’s Radhika Gupta
Edelweiss MF’s Radhika Gupta says GST reform and the upcoming festive season will support domestic demand, ease inflation, and aid corporate earnings recovery in Q3. Investors should focus on India-focused sectors like FMCG, consumer durables, autos, and healthcare for potential growth opportunities.
Do investors get asset allocation wrong? The right mix to turn Rs 25,000 SIP into Rs 1 crore
Despite equities underperforming, Indian investors are pouring record sums into them, while gold and silver have quietly emerged as wealth creators. Experts suggest a balanced asset allocation strategy, including equities for growth, fixed income for stability, and gold for resilience. A disciplined approach to savings, patience, and balance is crucial for achieving financial freedom, rather than solely chasing high returns.
CA gets the craziest client request ever while ITR filing: 'No money, bro. You pay my tax. Going for Europe vacation'
Chartered accountant Nitin Kaushik shared financial advice after a client's audacious request to cover his income tax. He urges the middle class to prioritize financial discipline, spend wisely, diversify investments, and build additional income streams. Kaushik also emphasizes the importance of insurance, avoiding lifestyle comparisons, and distinguishing between good and bad debt for long-term financial security.
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Is it the right time to invest in gilt funds amid rising bond yields?
Recent bond yield spikes have created a tactical entry point for investors in gilt funds, which hold long-duration government securities. Experts believe the market is currently undervalued, presenting an opportunity for capital appreciation as yields potentially decline. However, analysts caution about risks like potential fiscal deficit increases and rising inflation, which could impact bond yields.
Gold and silver ETFs rally 40% in a year; what’s the best mutual fund strategy?
Gold and silver prices are soaring. Exchange-traded funds based on these metals have given good returns. Tata Gold ETF and Tata Silver ETF are top performers. Experts suggest allocating a portion of investment portfolios to precious metals. Geopolitical tensions and industrial demand are driving the rally. Investors should consider SIPs to manage volatility. Experts recommend aligning investments with long-term goals.
8 money mistakes that can ruin your retirement and how to avoid them
Retirement needs careful financial planning. Even small mistakes can diminish savings. A withdrawal plan is crucial. Avoid locking funds in annuities. Equities should be part of the portfolio. Medical insurance is essential. Estate planning is important for seamless asset transition. Illiquid assets pose risks. Clear debts before retirement for financial stability.
Why asset allocation matters: Investors chase equities, but biggest gains were elsewhere
Indian investors continue pouring record inflows into equities despite the Nifty 50 slipping 2.9% in the past year. Meanwhile, gold and silver have surged over 46%, emerging as top-performing assets. Yet, precious metals remain under-owned in portfolios, highlighting the importance of diversification and asset allocation for stability and returns.
Unlocking tactical opportunities in a dislocated bond market: Axis MF
Despite a supportive macroeconomic backdrop—rate cuts by the Reserve Bank of India (RBI), an upgrade in India’s sovereign credit rating, and subdued inflation—bond markets have been experiencing significant dislocation, according to the latest Acumen note by Axis Mutual Fund Research.
Income growth, demographics and awareness push Indians to opt for finances over physical assets: Goldman Sachs
India is witnessing a growing trend of households shifting towards financial assets due to rising incomes and improved financial access, although it lags behind other nations. Goldman Sachs projects household financial savings to increase to 13% of GDP over the next decade, potentially reaching USD 9.5 trillion in inflows.
Wondering why RBI rate cuts haven't made your EMI bill lower? Herein lies the answer
The realities of the bond market, inflation expectations and fiscal uncertainties are complicating matters when it comes to rate cut transmission. Borrowers have been left waiting for relief as the intended benefits of the RBI's rate cut are not filtering through to the lending rates.
Global debt inflows set to rise as India’s credit profile strengthens: LIC MF’s Pratik Shroff
India's sovereign rating upgrade is poised to attract stronger foreign capital inflows into its debt market, enhancing its risk profile and yield attractiveness. This shift could lead to broader inclusion in international bond indices, narrowing yield differentials with US Treasuries. Fixed income investors may benefit from increased demand for longer-duration sovereign bonds.
Growth vs IDCW: Frequently asked questions MF Investors need to know
When investing in mutual funds, understanding the difference between 'growth' and 'IDCW' options is crucial. The growth option reinvests profits, leading to compounding and NAV increases, while the IDCW option distributes profits, providing payouts but potentially limiting long-term growth and decreasing NAV. Investors should carefully consider their financial goals when choosing between these options.
Chasing 10% rental yields, not homes - Why Indian HNIs are shifting from debt products to commercial property
India's wealthy are increasingly favoring commercial real estate for its higher yields and stability compared to residential properties and debt instruments. Fueled by a growing HNI population, their investments in commercial properties are also diversifying into warehousing, hospitality, and data centers. Alternative Investment Funds (AIFs) offer a streamlined entry, but due diligence remains crucial to navigate risks and ensure sustained returns in this evolving landscape.
Why the Greece Golden Visa is a top choice for Schengen residency
Greece presents Golden Visa program. Foreign investors can get residence permits through investments. A minimum investment starts at EUR 250,000. Real estate purchases, tourism agreements and financial investments are qualifying routes. Visa-free travel across Schengen Area is available. Investors can live in Greece without mandatory stay. They can pursue citizenship after seven years. The program attracts applicants globally.
Top dynamic bond funds to invest in August 2025
Dynamic bond funds offer flexibility to navigate interest rate cycles, making them a smart bet for investors unsure about the RBI’s next move. With rate cuts expected in late 2025, schemes like Kotak Dynamic Bond Fund and ICICI Prudential All Seasons Bond Fund look promising.
India-focused funds continue to see redemptions for fifth consecutive week: Elara Capital
India-focused funds saw $78 million outflows in the fifth straight week, though redemptions eased from prior weeks, Elara Capital reported. ETFs drove all withdrawals, while long-only funds posted their first inflow in seven weeks, led by HSBC Global Investment Funds and Ashoka WhiteOak ESG Funds.
Best short duration mutual funds to invest in August 2025
According to the Sebi mandate, short duration funds can invest in debt instruments which have maturity between one and three years. That means these schemes are meant for short-term investments of up to three years or more. They are somewhat in the middle when it comes to interest rate risk.
Stay put in fixed income; next one year is accrual-driven, not double-digit returns, says LIC MF’s Marzban Irani
Marzban Irani of LIC Mutual Fund advises fixed income investors to adjust their expectations. Double-digit returns are unlikely. He suggests focusing on accrual-driven strategies for stability. PSU bonds in the short-term offer good value. Global factors and index inclusions are positive for the Indian debt market. Investors should stay invested and embrace fixed income's role in providing portfolio stability.
Indian firms tap bond market for acquisitions on mutual fund demand
Indian companies are increasingly turning to the bond market to finance acquisitions, planning to raise over $2 billion in the coming months. Mutual funds, flush with capital, are driving demand, stepping in where foreign lenders once dominated. This surge in acquisition financing has propelled corporate bond sales to a record high this year, exceeding previous figures by over 15%.
Best medium to long duration funds to invest in August 2025
According to Sebi norms, medium to long term funds have a mandate to invest in debt and money market instruments in such a way that the Macaulay's duration of the portfolio is four to seven years. Since these schemes invest in long-term debt instruments, they are considered risky.
Best medium duration mutual funds to invest in August 2025
As per Sebi mandate, medium duration funds must invest in debt and money market instruments with Macaulay duration of three to four years. As you can see, these schemes are suitable for investors looking to invest for three to four years or more. However, you should check the portfolio duration of the scheme to ensure that the scheme is in line with your investment horizon.
Govt bonds on investor radar again as yields surge, FDs lag
Rising bond yields have created an attractive entry point for long-term investors, surpassing bank fixed deposit rates. Experts suggest that current yields, particularly on the long end, offer a strong investment opportunity, especially on a post-tax basis. State Development Loan yields have also increased, presenting a compelling alternative for retail investors seeking stable and higher income with quasi-sovereign safety.
Best gilt mutual funds to invest in August 2025
As per Sebi norms, these schemes must invest 80% of their corpus in government securities. As you see, these schemes invest in government papers or they lend to the government. Therefore, they don’t have any credit risk or they face zero defaults. However, they are extremely sensitive to interest rate changes
DSP Mutual Fund announces change in name of 7 funds. Check details
DSP Mutual Fund has announced the renaming of seven schemes, including international and debt-oriented funds. The fund house also revised the benchmark of DSP Income Plus Arbitrage FoF, replacing CRISIL Dynamic Bond A-III Index with NIFTY Composite Debt Index.
India's household savings to generate inflows of $9.5 trillion into financial assets in next 10 yrs: Goldman Sachs
Goldman Sachs projects India's household savings to generate USD 9.5 trillion in financial asset inflows over the next decade, driven by a shift from physical assets. This surge will provide stable funding for corporate investments, support long-duration bond markets, and expand retail participation in capital markets. A significant portion will be allocated to long-term savings products, equities, and bank deposits.
Best corporate bond mutual funds to invest in August 2025
Are you planning to invest in relatively-safe debt schemes to take care of your near-term goals? Or are you searching for ‘relatively safe’ debt funds to invest for three years or more? If your answer is yes, you can consider investing in corporate bond funds in August 2025.
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