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Hyderabad, Telangana, India
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3K followers
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Articles by Santanu
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Notes on a digital currency plan, made in China
Notes on a digital currency plan, made in China
Partha Ray and Santanu Paul The expansion of the central bank’s pilot is the first such serious initiative in the world…
17
1 Comment -
Saving Banking from Bankers*Mar 13, 2018
Saving Banking from Bankers*
Digital Integration, AI and Blockchain can protect us from human greed and weak governance An iconic bank such as PNB…
37
2 Comments -
Of Machines and MenJul 19, 2017
Of Machines and Men
The long arc of our relationship is bending towards convergence By now you have already heard or read. Last month was…
19
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O Captain! My Captain!May 30, 2017
O Captain! My Captain!
The motorcycle writer Robert Pirsig passed away in April, even as United Airlines demonstrated in a spectacular fashion…
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2 Comments -
The Mother of All QuestionsDec 18, 2016
The Mother of All Questions
Exploring the science of word of mouth A recent ugly spat with customer care at the earth’s biggest store reminded me…
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5 Comments -
The Chemistry of TrustNov 17, 2016
The Chemistry of Trust
In God we trust, all others need a formula To make a compelling case for trustworthiness in public life, we need look…
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20 Comments -
Game theory reduxOct 29, 2016
Game theory redux
Why nice guys finish first Game theory is the study of cooperation and conflict between independent decision makers…
41
8 Comments
Activity
3K followers
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Santanu Paul shared thisI cherish my long association with TEAM HYSEA. Thank you so much for these kind words!Santanu Paul shared thisCongratulations on Your Book Launch! HYSEA is delighted to congratulate Dr. Santanu Paul on the publication of his new book. A well-wisher of HYSEA and a former member of the Executive Committee, Dr. Santanu Paul has been a valued contributor to Hyderabad’s technology and innovation ecosystem. We wish him great success with the book and many more milestones ahead. Congratulations, Dr. Santanu! 📚🎉 Flt Lt Bipin Chandra Dutt Pendyala | Isaac Rajkumar | Jitendra Chakravarthy Putcha | Raghu Boddupally | Rajya Lakshmi Achanta | Jaya Rama Krishna Nutulapati | Kishore Borra | Raj Samala | Rajesh Dhuddu, Ph.D | Ramamohan Manamasa | Aditya Rao | Rama Lingireddy | Ratna Sarma V Kolachana | Sairam Vedam | Sangeetha Yanamandra | Swaroopa Rani | Amjad khan Patan | Krishna Kumari Palle (KK) | Maneesh Sehagal | Padmaja Chowdary | Chandrashekar Srinivasan | Prashanti Bodugum | Seshu Venkata | Phani Pattamatta | Ramesh Loganathan | Prasanna Pagoti | Sravani Talasila | Lalita Tims Varma | Pragnya Sri Arimilli | Asritha Kovvuri
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Santanu Paul shared thisDeeply grateful to Pallava Bagla of NDTV for this story and to Penguin Random House for sharing it ...Santanu Paul shared thisUPI has transformed the way India moves money - from a ₹50 purchase at a neighbourhood shop to payments worth lakhs of crores across the country. But how did India build a digital payments system that has become a global case study? 'Cashless Nation: How UPI Changed Everything' by Santanu Paul and Sambamurthy B takes readers behind India’s digital payments revolution, exploring the vision, technology, institutions and people that turned UPI into a global success story. Read more: https://lnkd.in/dV-EkKbkCashless Nation: The UPI Success Story Behind India's FinTech RevolutionCashless Nation: The UPI Success Story Behind India's FinTech Revolution
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Santanu Paul shared thisOn Aug 25, 2016, the Unified Payments Interface, or UPI, became fully operational and publicly available all across India. The rest, as they say, is history! Ten years later, we pay tribute to our national digital payments revolution with the arrival of the book CASHLESS NATION, published by Penguin Random House. What an honour and privilege it has been for us to narrate the decades-long story of how India became a global digital payments superpower: cashlessnationbook.com Sambamurthy B Penguin Random House India #upi #cashlessnation #cashlessnationbookCashless Nation: How UPI Changed Everything | Santanu Paul · B. SambamurthyCashless Nation: How UPI Changed Everything | Santanu Paul · B. Sambamurthy
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Santanu Paul shared thisFrugal engineering is not the same as jugaad! Along with Jitendra Singh (CTO, TalentSprint), I have expressed in this article the brilliance of frugal engineering. No rocket science - it's all about achieving significant outcomes using simple, smart solutions. I invite you to discover in this article how this approach has fueled the creation of remarkable innovations. https://lnkd.in/gMg7GHTr #FrugalTech #Simplicity #Innovation #Engineering
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Santanu Paul shared thisHigh #valuations can glitter, but when all is said and done, enduring #institutions are gold. Dive into this provocative article, co-authored by me and B. Sambamurthy, former chairman of National Payments Corporation Of India (NPCI) that addresses the crucial question: Do our start-ups genuinely care about what they're building? Read full article here: https://lnkd.in/gDwsKrx3 #ValueCreation #StartupCulture #BusinessEthics #Entrepreneurship #InstitutionBuilding
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Santanu Paul shared thisThe problem isn’t with the instructional content, it is with the instructional method. Drawing on our decades-long experience of conducting industry-acclaimed coding bootcamps, this article I co-authored with Asokan Pichai unveils the four cornerstone principles of our distinctive pedagogy that have helped us disseminate strong coding skills to many thousands of young professionals across the globe. Read the full article here: https://lnkd.in/ghnvdAZN #CodingEducationGap #TechSkills #Bootcamps #Pegagogy #TalentSprint Education TimesPORTAL EXCLUSIVE: Why our institutions are not teaching students how to code - EducationTimes.comPORTAL EXCLUSIVE: Why our institutions are not teaching students how to code - EducationTimes.com
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Santanu Paul shared thisBuilding a sustainable EdTech business is not rocket science. In this article "Un-EdTech: Playing the long game" published in a special issue of Forbes India, I have covered TalentSprint's contrarian approach to EdTech. The article delves on the pressing need for EdTech to serve a higher purpose. It also reveals certain best practices we uncovered in our attempt to build TalentSprint into a trusted platform for DeepTech education. You can read the full article here: https://lnkd.in/gDtCbjTG #EdtechForImpact #PurposeDrivenEdtech #UnEdtechStory #TalentSprintEdtech Should Serve A Purpose Higher Than Just Making Money: Santanu Paul - Forbes IndiaEdtech Should Serve A Purpose Higher Than Just Making Money: Santanu Paul - Forbes India
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Santanu Paul shared thisWe are already in the era of cyborgs. From healthcare to manufacturing, finance to transportation, the fusion of human creativity and machine intelligence is revolutionizing the way we work and live. It's amazing to witness how these synergies are reshaping our world, unlocking possibilities once considered unimaginable. In this article on Collaborative Machines published in ETCIO, I have covered how humans and machines are working together to achieve extraordinary feats! Read the full article here: https://lnkd.in/gYteYzWu Would love to hear more thoughts and experiences about the limitless potential of human-machine collaboration and how it can shape a brighter future for all. #DeepTech #AIML #CollaborativeMachinesHow humans and machines are achieving superhuman feats - ET CIOHow humans and machines are achieving superhuman feats - ET CIO
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Santanu Paul shared thisWhy regulate fintech? Along with Mr B. Sambamurthy, former chairman of National Payments Corporation Of India (NPCI), I have expressed our thoughts through this article on why there is a compelling need for fintech regulation to protect consumers and foster innovation. Infact, it also emerges out that Co-regulation may be the most suited model as there is give-and-take between the regulators and business entities on a sustained basis. Read full article here https://lnkd.in/gDMpHd5F #Fintech #CoRegulation #CollaborativeSuccess #RegulatoryInnovationFintech regulation must protect consumers, foster innovationFintech regulation must protect consumers, foster innovation
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Santanu Paul liked thisSantanu Paul liked thisToday has been filled with love, laughter, family… and countless messages of kindness. To everyone who took the time to wish me on my birthday thank you. I have read your messages with immense gratitude, and each one has truly touched my heart. As I begin another year, I feel deeply thankful not only for the love of my family, but also for the privilege of being surrounded by so many wonderful friends, colleagues, patients and well-wishers. Your encouragement means more than you know. I remain committed to doing my very best in healthcare, in service and in life and your goodwill gives me an even greater purpose. Thank you for celebrating this day with me. I carry your warmth and blessings with me into the year ahead With heartfelt gratitude, always. 🙏
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Santanu Paul liked thisSantanu Paul liked thisCEO vs CFO vs COO: Key Performance Indicators (KPIs) Are the KPIs correctly attributed? Would you have done it differently? --- 📚I am offering you my Top 100 KPIs Cheatsheet → Get it here: https://lnkd.in/efjuq5Wi --- Here's a quick breakdown of the key metrics for CEOs, CFOs, and COOs: 📊 CEO KPIs 1. Revenue Growth (Current period revenue - Previous period revenue) / Previous period revenue 2. Gross Profit Margin (Revenue - Cost of Goods Sold) / Revenue 3. Net Profit Margin Net Income / Revenue 4. Return on Investment (ROI) Net Income / Investment Cost 5. Earnings per Share (EPS) (Net Income - Preferred Dividends) / Average Outstanding Shares 6. Customer Acquisition Cost (CAC) (Marketing + Sales Costs) / New Customers Acquired 7. Customer Lifetime Value (CLV) (Average Revenue per Customer × Average Customer Lifespan) / CAC 8. Employee Engagement Measures employee satisfaction and engagement using surveys or performance reviews 9. Employee Turnover Number of Employees Who Left During the Period / Average Number of Employees 10. Net Promoter Score (NPS) % Promoters - % Detractors --- 📉 CFO KPIs 1. EBITDA Net Income + Interest + Taxes + Depreciation + Amortization 2. Return on Equity (ROE) Net Income / Shareholders’ Equity 3. Working Capital Ratio Current Assets / Current Liabilities 4. Debt-to-Equity Ratio Total Debt / Total Equity 5. Cash Conversion Cycle (CCC) Days Sales Outstanding + Days Inventory Outstanding - Days Payable Outstanding 6. Debt Service Coverage Ratio Net Operating Income / Total Debt Service 7. Return on Assets (ROA) Net Income / Total Assets 8. Inventory Turnover Cost of Goods Sold / Average Inventory 9. Quick Ratio (Current Assets - Inventories) / Current Liabilities 10. Cash Flow Operating Cash Flow + Investing Cash Flow + Financing Cash Flow --- ⚙️ COO KPIs 1. Project Efficiency Actual Project Cost / Planned Project Cost 2. Productivity of Staff Total Output (unit or value) / Total Number of Employees 3. Cost of Goods Sold (COGS) Image is wrong (will be corrected in next post). It should be Unit sold x Standard Cost 4. Overall Equipment Effectiveness (OEE) Availability × Performance × Quality 5. Operational Efficiency Total Output / Total Input 6. Customer Satisfaction Number of Satisfied Customers / Total Number of Customers 7. Time to Market Number of Orders Delivered on or Before Promised Delivery Date / Total Number of Orders 8. Quality Index Defects / Total Units Produced 9. Capacity Utilization Actual Output / Potential Output 10. Safety Incident Rate (Number of Incidents × 200,000) / Total Hours Worked
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Santanu Paul liked thisSantanu Paul liked this🌟 On Women’s Entrepreneurship Day 2024, I am excited and grateful to share the launch of my new fintech-focused company, Ashar Infotech LLC 🚀 At Ashar Infotech, we will build fintech products to simplify finance and empower the next generation. 💡 This milestone wouldn’t be possible without the support of my family, friends, mentors, and community. ❤️ I’m deeply grateful to everyone who guided, encouraged, and inspired me along the way. 🙏 As I am beginning this exciting journey, I welcome your continued support, good wishes, and knowledge-sharing. 💬 Your feedback is invaluable as our website and pages are under development—feel free to share your feedback! 🖋️ Together, let’s create a smarter, more inclusive financial future for all. 🌍 #entrepreneurship #fintech #startup
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Santanu Paul liked thisSantanu Paul liked thisPlease join us in welcoming Anurag Bansal as the new MD and CEO of TalentSprint, effective today. This is a planned succession following the completion of Dr. Santanu Paul's term on November 10, 2024. Anurag Bansal joined TalentSprint as its Chief Sales Officer in 2021 and has served the company with great distinction. He brings over two decades of industry experience in sales, business development and strategic leadership, positioning him well to take the company forward. #LeadershipTransition #NextGrowthPhase
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