73052 34433
Get To Know Us
Chola MS General Insurance Company Limited, a joint venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, began operations in 2002. The company has grown consistently across 29 states with 202 branches and over 700+ touchpoints, supported by a network of 17,800+ garages and 13,500+ hospitals. The company has a Gross Written Premium (GWP) of ₹8,904 crore and operates with a solvency ratio of over 1.96 times, against the regulatory minimum of 1.5 times.
A leading and respected player in the general insurance space, Chola MS champions the philosophy of T3 — Trust, Transparency and Technology. Driven by its promise of #pledge2protect, customer centricity remains at the heart of the brand. Guided by the Murugappa Group’s Five Lights — Integrity, Passion, Quality, Respect and Responsibility — Chola MS has been consistently recognized by the Government of India, international organizations, and leading ratings agencies for excellence in insurance services and delivery innovations. Most recently, the company was honoured with the FICCI Insurance Industry Award for “Insurer of the Year – Best Operating Performance (Non-Life Category).”
In line with the brand positioning of #SimpleHai, Chola MS continues to offer simple, accessible, and customer-friendly insurance solutions for evolving protection needs.
Our Philosophy
Trust
We believe that trust is the one common thread that binds us, our agents and you. And we give our best to uphold your trust in every step. Firstly, we have earned the reputation of being good listeners.
Transparency
We maintain utmost transparency to give you the complete picture of our products. By using simple words instead of jargons and by explaining every feature in detail; we make sure you understand the process from end-to-end.
Technology
Through technology-enabled channels like our website and 24x7 call center services, reaching us is now effortless and saves time. We've invested in the right technology to make processes simple and deliver a great customer experience.
Board Of Directors
Mr. M M Murugappan
Chairman
Mr. Girish Radhakrishnan
Independent Director
Mr. Prashant Tripathy
Independent Director
Ms. Radhika C. S.
Independent Director
Mr. Sridharan Rangarajan
Director
Mr. Tsutomu Aoki
Director
Mr. Rajive Kumaraswami
Managing Director & CEO
Mr. Yuji Uchida
Whole-time Director
Murugappa
A 125-year-old conglomerate with presence across India and the world, the INR 902 Billion (90,178 Crore) Murugappa Group has diverse businesses in agriculture, engineering, financial services and more.
The Group has 10 listed companies: Carborundum Universal Limited, CG Power & Industrial Solutions Limited, Cholamandalam Financial Holdings Limited, Cholamandalam Investment & Finance Company Limited, Coromandel International Limited, EID Parry (India) Limited, NACL Industries Limited, Shanthi Gears Limited, Tube Investments of India Limited and Wendt (India) Limited. Other major companies include Cholamandalam MS General Insurance Company Limited and Parry Agro Industries Limited. Brands such as Ajax, Hercules, BSA, Montra, Montra Electric, Mach City, Chola, Chola MS, CG Power, Shanthi Gears, CUMI, Gromor, Paramfos, and Parry’s are part of the Group’s illustrious stable.
Abrasives, technical ceramics, electrominerals, electric vehicles, auto components, fans, transformers, signalling equipment for railways, bicycles, fertilisers, sugar, tea and several other products make up the Group’s business interests.
Guided by the Five Lights — Integrity, Passion, Quality, Respect and Responsibility — and a culture of professionalism, the Group has a workforce of 94,041 employees.
For more information, see www.murugappa.com
Key Management
Rajive Kumaraswami
Managing Director & CEO
Yuji Uchida
Whole-time Director
Ashish Hallan
President & Chief Operating Officer
Praveen Kumar Pathak
Chief Technical officer
Abhiranjan Gupta
Executive Vice President & Chief Investment Officer
Santosh Pandey
Chief Financial Officer
Chitra K
Chief Data & Business Experience Officer
Mahendra Tripathi
Chief Compliance Officer
Suresh Surendranathan
Chief Technology Officer
Sachin Rastogi
Senior Vice President & Chief Human Resources Officer
S K Rangaswamy
Chief Risk Officer & Head – FCU
Punit Agarwal
Chief Internal Auditor
Amit Mehra
Appointed Actuary
Aruna Mohandoss
Company Secretary
Awards & Recognitions
2nd Runner-up – Top 5 Best Insurance Companies (Motor Category) by FADA
Chola MS has been recognized as the 2nd Runner-up among the Top 5 Best Insurance Companies in the Motor Category by Federation of Automobile Dealers Associations
Iconic Brands of India 2025
Chola MS has been honored as the Iconic Brands of India for the 3rd time by ET Now
Top Organization for Innovative HR Practices-2025
Chola MS is proud to be recognized as one of Top Organization for Innovative HR Practices – Asia Pacific HRM Congress Awards 2025
Pitch Finovate BFSI Marketing Awards 2025 by E4M- Best Media Integration
Chola MS has been awarded in the Pitch Finovate BFSI Marketing Awards 2025 by E4M for the Best Media Integration
Society Above All !
Inauguration of Ambulances at Chhatrapathi Sambhajinagar (Aurangabad) on April 11, 2025
Donation of two fully equipped ambulances to the District Health Officer, Chhatrapati Sambhajinagar (Aurangabad) District, Maharashtra, with the implementation support of Indian Head Injury Foundation
By Chola MS CSR Department, Chennai
Bus Inauguration @ Hyderabad on 21.11.2024 – Sankara Eye care
Provision of bus amounting to Rs.33.5 Lakh for use by Sankara Eye Foundation Hospital, Hyderabad, through Sri Kanchi Kamakoti Medical Trust, Coimbatore
By Chola MS CSR Department, Chennai
Ambulance Inauguration @ Head Office, Chennai on 01.11.2023 – Hindu Mission (Tambaram)
Provision of Ambulance amounting to Rs.25.98 Lakh for use by Hindu Mission Hospital, Chennai, at Tambaram and nearby areas, through Rotary Club of Chennai Upscale, Chennai.
By Chola MS CSR Department, Chennai
Bus Inauguration @ Ludhiana on 01.02.2024 – Sankara Eye care
Provision of bus amounting to Rs.34 Lakh for use by Sankara Eye Foundation Hospital, Ludhiana, through Sri Kanchi Kamakoti Medical Trust, Coimbatore
By Chola MS CSR Department, Chennai
Inauguration of Ultra sound machine @ Idhayangal Trust, Coimbatore on 09.02.2024
Contribution towards medical equipment – Ultrasound scanner to Idhayangal Charitable trust, Coimbatore amounting to Rs.14 Lakh
G Kuppuswamy Naidu memorial Hospital - Ventilator for Neonatal Incentive Care Unit – Coimbatore
Contribution towards supporting with a ventilator for Neonatal Incentive care unit at G Kuppuswamy Naidu Memorial Hospital, Coimbatore, amounting to Rs.33 Lakh
Voluntary Health services (VHS), Adyar, Chennai –Cusa Machine for Neurosurgery Department
Support to purchase of Neuro Endoscope Equipment amounting to Rs.45 Lakh to help various surgeries in the brain/spine to The Voluntary Health Services, Chennai.
Jayam special school – Ayapakkam (Chennai) – support for Construction of One Room
Financial support to Construction of one room amounting to Rs.10 Lakh in Jayam Special School, Chennai, with Residential Care Facility for Students with Disabilities
V-Excel Educational Trust, Chennai –To support Early intervention and remedial education for disadvantaged children with special needs
Contribution for an amount of Rs.10 Lakh to adopt schools in economically disadvantaged areas (Outreach) to provide knowledge, therapeutic and remedial support for school students, who need such services until they are 12 years of age to V-Excel Education Trust benefitting around 200 students