NBFCs
Non-banks drive asset reconstruction purchases amid retail loan stress
Driven by tighter corporate debt supply and flexible pricing from non-banks, debt resolution firms are taking on larger volumes of small-ticket retail loans to free up lender capital.
5 min read28 Aug 2026RBI wants lenders to show their cards. What will change for borrowers?
The RBI wants banks and NBFCs to follow clearer rules on loan spreads, rate revisions and APRs. The changes could make borrowing easier to compare, but may also push lenders to price risk upfront.
7 min read27 Aug 2026RBI proposes internal ceilings on how much small borrowers pay on loans
The RBI’s proposals, when finalized, will be applicable to banks, non-banking financial companies, mortgage lenders, cooperative banks and all-India financial institutions.
3 min read12 Aug 2026Get the nitty-gritty right: the impact of RBI's data governance proposals will depend on finer details
The central bank’s Guidance on Regulatory Expectations for Data Governance is timely, given the need for greater discipline in data usage by banks and NBFCs. Public consultations would be needed to get the details right—and some trade-offs will need to be made.
3 min read23 Jul 2026Companies return to bond market as yields ease, RBI’s move opens up domestic debt markets
Easier external commercial borrowing norms and hedging costs for select public sector undertakings are expected to shift a portion of PSU fundraising offshore, reducing crowding in the domestic bond market.
4 min read1 Jul 2026Gold loans are becoming the biggest driver of consumer borrowing? Here's what RBI FSR report says
Gold loans have become India's fastest-growing retail credit, recording a CAGR of 42.4% since March 2024, nearly double the 23% growth in non-housing retail loans.
1 min read30 Jun 2026ECLGS 5.0 sees strong early uptake at 3.42 lakh guarantees for ₹1.31 tn credit
The latest version of the scheme is designed to help businesses facing temporary liquidity stress arising from the ongoing geopolitical tensions in West Asia.
3 min read30 Jun 2026NBFC stock Aptus Value Housing Finance climbs over 3%; Citi sees over 30% upside potential
Shares of Aptus Value Housing Finance have been enjoying healthy buying interest of late. They have jumped over 35% in the last three months. So far in June, the stock is up more than 3%.
2 min read29 Jun 2026Physicswallah share price jumps 18% after partnership with NBFCs for student financing
PhysicsWallah share price surged 18% as it shifts to partnering with NBFCs for student lending, aiming to reduce balance sheet exposure and credit risks. The company will connect students with compliant lending partners to enhance affordability and scalability.
2 min read4 Jun 2026Wealthy Indians pledge their equity portfolios to take short-term loans instead of incurring stock losses
As the Indian stock market faces volatility, wealthy investors are turning to loans against securities for liquidity, avoiding the need to sell shares at a loss. This trend reflects a strategic shift among high-net-worth individuals who prefer maintaining their equity investments.
3 min read29 May 2026Wait for it…
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