FINANCIAL SECURITY POST RETIREMENT
Is retirement planning just a myth? Survey shows 75% of Americans plan about working even after retirement
Many Americans are redefining retirement by continuing to work, driven by a desire to stay active, find purpose, and maintain social connections. While financial security remains a factor for some, the survey highlights that personal fulfillment and unexpected opportunities also play significant roles in the decision to work during retirement.
Enough is enough! Laid off thrice in 2 years, techie quits IT profession to embrace a new traditional, timeless career
After facing three layoffs in two years, Sarah Henschel left the unstable tech sector to pursue a master’s in education at 35. With 12 years in tech sales, earning up to $110,000 annually, she sought a more secure and meaningful career. Teaching, which she’s always enjoyed, offers stability, pensions, and health benefits. Though it means a temporary pay cut, she expects long-term growth. Henschel views the shift as prioritizing passion, purpose, and financial security over perks.
Millions of US citizens to get Social Security payment on Sept 10: Check eligibility and how much money you will receive
September 10, 2025, is a key date for millions of retirees, people with disabilities and survivor families across the US as they will receive their Social security payments. While the payment schedule is fixed, the exact amount each person will receive is unique. Beneficiaries who were born on the 1st through the 10th date of their birth month will receive the money on September 10, Wednesday.
2026 Social Security raise may get a Trump bump — here’s how much extra you will pocket
Social Security increase 2026: Social Security recipients may receive a 2.7% increase in monthly benefits starting January 2026. The average retired worker could see an extra $54 per month. Donald Trump's tariffs might contribute to this cost-of-living adjustment. However, rising Medicare premiums and the CPI-W calculation method could offset these gains for many.
3 shocking ways you could suddenly lose your social security benefits — are you at risk?
Many Americans rely on Social Security as a financial lifeline, but what few realize is that your benefits can vanish more quickly than you think. From working too early to unexpected life changes or even unpaid debts, the Social Security Administration has strict rules that could reduce, suspend, or even cut off your checks. With more than 67 million people collecting benefits in 2025, knowing the hidden risks isn’t just smart — it could save you from sudden income shocks that derail your retirement or family security.
Rule of 72, withdrawal rule of 4% & more: 7 personal finance rules that help you in building wealth
This article outlines seven personal finance rules that can help you enhance your financial well-being. It covers investment doubling, retirement corpus calculation, income allocation, equity exposure based on age, borrowing limits, life insurance coverage, and emergency fund requirements. Following these rules provides a simplified approach to achieving financial goals and security.
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What kind of retired SC Judge are you?: Ravi Shankar Prasad condemns B Sudershan Reddy's meeting with Lalu Yadav
Targeting Reddy for meeting RJD Chief Lalu Prasad, he asked, "What kind of a Retired Judge of the Supreme Court are you that you are meeting someone who is convicted of a scam? And Lalu Prasad is not even a voter and not a member of parliament, so why are you talking about praising the soul of the nation? This is hypocrisy! Please don't talk about the soul of the nation."
Early retirement can backfire if lifestyle choices, spending habits and expectations are not aligned
We spend a lot of time strategising how we must invest and grow our wealth. Perhaps paying equal attention to how we spend and whether we are able to modify our spending behaviours to align with our new situation is important.
Social Security September payment dates: This Wednesday retirees in this group will be paid
American retirees will receive Social Security benefits on September 10, 2025. This is for those born between the 1st and 10th of any month. The average benefit will be nearly $1,976 monthly. Benefit amounts vary based on the age at which one claimed. Claiming at 62 could yield $2,831. Waiting until 70 could result in $5,108.
With just 35,000 subscribers, govt pins hopes on new pension rules
The Indian government is intensifying efforts to promote its Unified Pension Scheme (UPS) among central government employees, aiming to increase enrollment before the September 30 deadline. Recent revisions to the UPS rules, including reduced service requirements for full pension benefits and enhanced family financial security, are intended to address previous concerns and boost adoption.
Explained: What is Mutual Fund - Voluntary Retirement Account scheme by AMFI and how is it similar to US 401(k)
India is preparing for a significant increase in its elderly population. Association of Mutual Funds in India (AMFI) introduces Mutual Fund-Voluntary Retirement Account (MF-VRA). This scheme is inspired by the U.S. 401(k) plan. It offers voluntary participation and employer-sponsored options. Mutual funds will manage it with tax incentives and flexibility.
I need Rs 25 lakh for daughter’s college & Rs 5 crore for retirement. Can I do it with Rs 50,000 SIP?
I need Rs 25 lakh for daughter’s college & Rs 5 crore for retirement. Can I do it with Rs 50,000 SIP?
Ross Taylor comes out of retirement four years after quitting, to play for new country
New Zealand cricket legend Ross Taylor is making a comeback from retirement to represent Samoa in their bid for the 2026 T20 World Cup. Taylor, whose mother was Samoan, will play under his full name, Leaupepe Luteru Ross Poutoa Lote Taylor. Ross, who last wore the black jersey in early 2022, became eligible to represent Samoa only in April, after completing the mandatory stand-down period required to switch international allegiances.
Thinking of retiring at 65? These 3 shocking stats could change your plans fast
Early retirement benefits: Many Americans are reconsidering the traditional retirement age of 65 due to factors like the gap between life expectancy and healthy years, the significant number of hours spent working, and the impact of retirement timing on mental health. While financial concerns hold some back, early retirement, when planned well, can lead to a happier and healthier life.
Amari Cooper’s retirement went viral before; is it real this time, just days after Raiders reunion?
Amari Cooper, the veteran wide receiver, has reportedly decided to retire from the NFL after a decade-long career. Despite recently signing with the Las Vegas Raiders, his original team, Cooper informed them of his decision. He previously played for the Raiders, Cowboys, and Browns, achieving notable success, including setting a single-game receiving record for Cleveland.
September 2025 Social Security payments: Who gets the first checks next week and when will the rest arrive?
Millions of Americans are about to see their September 2025 Social Security checks, but the timing looks different this month. With Labor Day pushing payments around, some recipients were paid as early as August 29, while others won’t see deposits until the second, third, or even fourth Wednesday of September.
NSE appoints former IFSCA chairman Injeti Srinivas as Public Interest Director
The National Stock Exchange (NSE) has appointed Injeti Srinivas, former chairman of the International Financial Services Centres Authority (IFSCA), as a Public Interest Director on its board.
Invest Rs 5000, get Rs 3 crores: CA's investment lesson on 'time in the market vs timing the market'
Starting small and early can make a huge difference in wealth creation, according to Chartered Accountant Nitin Kaushik. He explained that investing Rs 5,000 per month from the age of 25 can grow into nearly Rs 3 crore by 60, assuming a 12 percent return. However, delaying the same plan by a decade reduces the corpus to around Rs 95 lakh, costing over Rs 2 crore in potential gains.
From Rs 4,200 to Rs 1 crore savings: A Bengaluru man, just class 10 pass, living in rented houses realises his dream with patience and sacrifice
A Bengaluru proofreader's story inspires many. He built over Rs 1 crore in savings with a modest salary. He never took loans or credit cards. He earns Rs 60,000 monthly from fixed deposits. His family lives comfortably within Rs 25,000. He prioritizes health and simple living. He credits discipline for his success. He plans to retire in his ancestral village.
Millions in US to receive their Social Security payments in September: Check how much you will get and when
The Social Security Administration sends regular monthly payments (SSA benefits), and the date varies depending on birth date or when you began receiving benefits. SSA beneficiaries can expect a payment on Sept. 3, Sept. 10, Sept. 17, or Sept. 24 and recipients should have received their September payment on Aug. 29, because September 1 is Labor Day.
AMFI proposes Mutual Fund-Voluntary Retirement Account scheme, similar to US 401(k) plan
The Association of Mutual Funds in India (AMFI) has proposed the Mutual Fund- Voluntary Retirement Account (MF-VRA) scheme, which aims to provide a voluntary, employer-linked retirement product managed by mutual funds, similar to the US 401(k) plan.
CA gets the craziest client request ever while ITR filing: 'No money, bro. You pay my tax. Going for Europe vacation'
Chartered accountant Nitin Kaushik shared financial advice after a client's audacious request to cover his income tax. He urges the middle class to prioritize financial discipline, spend wisely, diversify investments, and build additional income streams. Kaushik also emphasizes the importance of insurance, avoiding lifestyle comparisons, and distinguishing between good and bad debt for long-term financial security.
Rs 18 lakh cost today, Rs 1.37 crore tomorrow: CA issues warning against hidden enemy of personal finance
Chartered Accountant Nitin Kaushik has cautioned families about the long-term impact of inflation on household finances. Using the example of a business family in Surat, he showed how current annual expenses of Rs 18 lakh could rise to Rs 1.37 crore in 30 years if inflation averages 6 percent. The analysis highlights that inflation alone, without lifestyle changes, can multiply expenses more than sevenfold.
8 money mistakes that can ruin your retirement and how to avoid them
Retirement needs careful financial planning. Even small mistakes can diminish savings. A withdrawal plan is crucial. Avoid locking funds in annuities. Equities should be part of the portfolio. Medical insurance is essential. Estate planning is important for seamless asset transition. Illiquid assets pose risks. Clear debts before retirement for financial stability.
Uttarakhand govt announces 10% horizontal reservation for retired Agniveers in uniformed services
The Uttarakhand government has implemented a 10% horizontal reservation for retired Agniveers in Group "C" uniformed posts, including police and forest departments. This initiative exempts them from physical fitness tests and offers age relaxation equivalent to their service period. Chief Minister Pushkar Singh Dhami emphasized the government's commitment to providing employment opportunities and respecting the contributions of these former Agniveers.
5 ways your retirement math can go wrong and what to do about it
Today, retirement planning needs a revamp. Traditional methods that rely on forecasts often fail. Sequence-of-return risk can deplete savings. Dynamic withdrawals, adjusting spending based on portfolio performance, offer a solution. Experts suggest combining bucketing with adaptive withdrawals. Flexibility and caution are key. Plan for higher expenses and lower returns. Choose a strategy aligning with your needs for a comfortable retirement.
Rs 1 cr, Rs 5 cr or Rs 10 cr, how much money do you need for retirement? This financial expert tells you the right amount
Financial expert Neeraj Chauhan suggests a simple formula to calculate your retirement corpus: annual expenses multiplied by 25, based on the 4% withdrawal rule. This approach helps individuals determine the 'right amount' needed for financial independence, rather than chasing an arbitrarily large sum. The strategy aims to help a person sustain their retirement corpus for their lifetime
The 2025 retirement magic number is out, and 97% of Americans aren’t even close
Americans estimate needing $1.26 million for a comfortable retirement in 2025, a decrease from last year's goal. However, a significant savings gap persists, with only a small percentage of the population reaching millionaire status. Consistent saving habits, alternative investments, and personalized financial planning are crucial for achieving retirement security, regardless of the million-dollar benchmark.
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