Claim $200 free cash now! America’s largest bank doles out money back offer you can’t miss

JPMorgan Chase, the biggest bank in the United States, is offering $200 in free money to select customers. This is a limited-time offer, so people must hurry. Chase Bank has a long history of 225 years, operating under different names. After the merger of JP Morgan & Co and Chase Manhattan Corporation in, the name JPMorgan Chase was introduced.

The Wall Street’s premier banking juggernaut, JP Morgan Chase posted a staggering $180.6 billion in revenue in 2024. The assets of the Jamie Dimon led band—which make it the top bank in the States—stood at $3.6 trillion in value. The second position in the esteemed list is reserved by the U.S. Bank of America, which is in the position with $2.6 trillion in assets. The third position is shared by Citibank and Wells Fargo, who both boast $1.7 trillion worth of assets each. The US Bank is at a distant fourth, with its $660 billion worth of assets.

Chase $200 bonus offer

Chase offers several credit cards, including the Chase Freedom Unlimited Credit Card. The Freedom Unlimited card has a sign-up bonus of $200 for new customers in September. To get the bonus, cardholders must spend $500 within the first three months of opening the card. After spending $500, the $200 statement credit is added to the account.

A smart way to get this bonus without overspending is to use saved money for a planned purchase, charge it to the card, and then pay it off immediately. This way, people can earn $200 without going into debt. The card also offers 1.5% unlimited cash back on all purchases, as stated in the report by The Sun.

There are some perks such as 3% cash back on dining and drugstores, and 5% on travel is one book through Chase Travel. New customers can get 0% intro APR for 15 months on account opening and balance transfers. The annual fee is $0, which is a big advantage compared to many other top cards.

Credit Card facts and debt tips

American Express is currently the most expensive credit card with a $5,000 annual fee and a $10,000 initiation fee, per WalletHub. To be eligible for the card one has to invite you and your minimum income should be $250,000 a year. Centurion Card perks include access to Centurion Lounges, elite hotel status, a personal concierge, and exclusive event access.

Many Americans are struggling with credit card debt in 2025, which totals about $1.209 trillion. Experts advise people with high debt to change their spending mindset; one couple had $314,000 in debt and needed guidance to avoid a “broke-person mindset”, as mentioned in the report by The Sun. Another expert suggested a woman with $185,000 in credit card debt should wait to pay until she is sued, highlighting the complexity of debt management.

FAQs

Q1. How can I get $200 free from Chase Bank?
You can get $200 by signing up for the Chase Freedom Unlimited Credit Card and spending $500 in the first three months.

Q2. Does the Chase Freedom Unlimited Credit Card have an annual fee?
No, the Chase Freedom Unlimited Credit Card has a $0 annual fee.