RENT VS BUY

Bengaluru techie bought a Rs 1.3 crore flat then suffers sudden layoff. Rs 78,000 EMI becomes bigger stress

A Bengaluru family's dream home turned into a nightmare after a job loss strained their finances, sparking debate on the merits of buying versus renting in India's expensive metro cities. The discussion highlights the risks of hefty EMIs and the importance of assessing financial stability before taking on significant debt.

Buying flat is easy but...: CA shares his laid-off Pune techie friend's story

Young professionals in Pune face homeownership challenges. High-paying jobs lead to buying apartments. A Chartered Accountant shares cautionary tales of loan struggles. Job loss makes repayment difficult for some. One person rents out their flat to repay the loan. Experts advise careful risk assessment before taking large loans. Individual savings and income stability are key factors.

Rs 80,000 EMI or Rs 35,000 rent? One viral Reddit post has everyone rethinking their financial and life choices

A Reddit post ignited debate on home buying versus renting. The discussion highlights financial implications and personal priorities. Some argue hefty loans make buyers bank tenants. Others emphasize ownership benefits like stability and control. Practical advice includes buying within means and considering cheaper locations. The core question remains: is owning worth the financial strain

These large- and mid-cap stocks may give more than 25% return in 1 year, according to analysts

Here’s a question. If a sector has a positive operating matrix, will you decide against buying stocks of companies from the sector just because they are mid- or small-caps? The answer should be no. The point we are making is this: It does not matter which segment a company falls in (large, mid or small), if the business has prospects and a long enough runway for growth. Given that we are in the midst of a highly volatile and uncertain phase in the markets thanks to tariff threats, the only thing you need to ensure as investors is that all your decisions are made with a long-term perspective. The current crisis will pass, as have other similar crises. What matters finally in growth and earnings.

Earning Rs 25 LPA and still struggling? CA says you are not 'poor', just 'systematically trapped'

Many Indian middle-class earners struggle financially despite high salaries. Chartered Accountant Nitin Kaushik highlights the 'financial ambush' caused by taxes and lifestyle debt. He points out the lack of secondary income streams and the confusion between liabilities and assets. He advises growing income, investing wisely, and prioritizing financial literacy. Financial freedom comes from managing money effectively, not just earning it.

Youngsters want to become Nikhil or Nithin Kamath but don't want to use Zerodha: Ankur Warikoo

Influencer Ankur Warikoo critiqued Zerodha's shrinking appeal among young investors, citing its lack of fun, relatability, and aspirational branding. He advised content revamp, cultural relevance, and positioning Zerodha as a cool, quiet rebel in investing. It was in response to Founder and CEO Nithin Kamath, posing a question for founders and marketing professionals on his X handle if traditional strategies used in the past to acquire customers will be useful now.

Small-caps stocks: Bigger the checklist, higher the probability; 5 small-caps with upside potential up to 33%, according to analysts

There are over 2,500 small-cap stocks listed on the stock exchanges. A handful are actually worth looking at, and even fewer worth having in a portfolio. But, if you are able to pick the right small-cap, the returns can be extremely high. At the same time, the risk of getting it wrong and capital erosion is ever present. At a time when one cannot rule out phases of volatility, here are some rules for investors looking to pick up small-caps. These will help you avoid wrong decisions like buying in haste, or selling in panic.

India’s residential rents cool to 7–9% in H1 2025, but infrastructure-driven micro-markets see sharp hikes

India's rental housing market is moderating after a period of steep inflation, with average rental increases in major metros slowing to 7-9% in the first half of 2025. This decline is attributed to new housing inventory, even as rents outpace CPI and wage growth.

Stock picks of the week: 5 stocks with consistent score improvement and return potential of more than 24% in 1 year

Nothing quite negative emerged over the weekend. But, as the market continues to adjust for Q1 earnings, it is likely to remain in volatile mode. Whether it is extremely or mildly volatile and moves in a broad range will depend on factors like earnings and management speak. Also, keep an eye on the newsflow, both on the domestic and international front. And keep in mind the fact that while volatility can be a threat, it is also an opportunity if you pick the right stocks. Our stocks today depict a strong upward trajectory in their overall average score, which is based on five key pillars – earnings, fundamentals, relative valuation, risk, and price momentum. This implies that there has been a significant improvement in their market outlook in the given time frame.

Should H-1B Visa holders buy a house in the US amid job instability? A viral Reddit post sparks heated debate

A viral Reddit post is making H-1B visa holders rethink buying homes in the US. The post highlights job instability and changing immigration policies. Mass layoffs in tech companies like Microsoft and Intel are adding to the concerns. Some users advise renting for flexibility. Others argue homeownership provides stability. The debate continues as visa holders weigh their options.

Add qualitative & quantitative checks for wealth creation. 7 small-cap stocks from different sectors with upside potential of over 25%

When it comes to the market, there are phases where managing risk is the key. We are in such a phase. Managing risk does not just mean staying away from volatile stocks. It is also about choosing the right business underlying the right stock. Because, if you pick the right business and right management, it will automatically become the right stock over time. To find the right business and management, especially among small-cap stocks, use both qualitative and quantitative tools. Together they will help you make better decisions and reduce anxiety in a volatile market. And don’t for a moment think there will be no volatility or corrections, because they are part of any stock market.

'This is extortion': Newcomer in Bengaluru says he realises why Bangaloreans prefer buying homes rather than rent a flat

A Reddit post has ignited a debate over Bengaluru's rental practices, highlighting tenants' struggles with hefty security deposits and unfair deductions. Many residents feel financially exploited by landlords who impose rigid rules and lack transparency. This has led to a shift in mindset, with more people considering homeownership as a less stressful alternative to renting in the city.

Is buying a flat in India's top cities still a smart move—or a Rs 1.5 crore trap? Hyderabad analyst has a warning

The ongoing debate of buying versus renting a home in India's major cities hinges on financial considerations and lifestyle preferences. High real estate prices and interest rates favor renting for financial flexibility, while homeownership provides long-term stability. Market trends and individual priorities dictate the better choice.

Age 25, salary 20 LPA and still confused about buying or renting a flat? CA has the answer

A tweet about whether a 25-year-old earning 20 LPA should buy or rent an apartment in a tier-1 city sparks social media debate. A Chartered Accountant advises renting and investing due to high EMIs. Users stress considering job stability and financial planning, suggesting property purchase at a more stable life stage.

6 differences between insurance policy riders and add-ons

If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 23rd part of this series, ET Wealth explains the difference between insurance riders and add-on covers.

Zerodha's Nikhil Kamath criticised for buying house despite promoting renting for years. Netizens say 'benefits of being a billionaire'

Nikhil Kamath has faced backlash after purchasing a house despite years of promoting renting over homeownership. Netizens criticized the billionaire for his perceived hypocrisy, with many pointing out the irony of his decision after advising others against buying property. Kamath explained his change of heart on his podcast, citing the instability of renting and the emotional toll of frequent relocations.

Analysed: To buy or rent a house, that's the question

Renting vs Buying a house: Pros and cons

Instead of simply following your parents' recommendations, examine the advantages and disadvantages of renting versus buying.

Should you buy or rent a house?

The income of the family will determine whether it can afford to rent a house, buy or remain neutral, that is stay on rent even though it can afford to buy.

Realty queries: Parameters to consider while buying a house for self-use, investment

Buying a house for self-use is impacted by two parameters, utility and emotions. However, as an investment, then these aspects must not play on your mind at all.

Home loans are becoming cheaper: Should you buy or rent a house?

ArthaYantra Buy Vs Rent Report 2017 looks at 12 cities across India to map where buying is affordable and where living on rent is more cost-effective.

Should you buy or rent a house?

This can be a tricky decision considering one’s finances. Find out the factors to consider when you decide to purchase or rent a house.

Hyderabad most affordable metro for homes

The 2016 edition of the ‘Buy Vs Rent Report’ of financial advisory firm ArthaYantra shows that buying a house will be better option than renting in Hyderabad.