Social Security September payment dates: This Wednesday retirees in this group will be paid

Millions of retirees across the United States will see their Social Security benefits arrive this Wednesday, September 10, 2025. This payment date applies to beneficiaries whose birthdays fall between the 1st and the 10th of any month, following the Social Security Administration’s staggered payment schedule.

Social Security payment on September 10

The second Wednesday of the month is set aside for retirees born between the 1st and 10th. For this group, the September payment reflects years of contributions plus the 2025 cost-of-living adjustment, which raised the average retiree benefit to nearly $1,976 per month.

How benefit amounts differ

Not all beneficiaries receive the same amount. As Futbolete explains, a retiree who claimed benefits at age 62 may receive up to $2,831 monthly, while those waiting until their full retirement age of 66 or 67 can collect up to $4,018. The maximum benefit, reserved for those who delay filing until age 70, reaches $5,108 per month. These differences explain why many seniors weigh carefully when to start their benefits.

Social security September payment dates

Social Security payments are distributed throughout the month:

• September 3, 2025 (first Wednesday): For those receiving benefits since before May 1997.
  

• September 10, 2025 (second Wednesday): For those with birthdays between the 1st and 10th of any month.
  
  
• September 17, 2025 (third Wednesday): For retirees with birthdays between the 11th and 20th.
  
  
• September 24, 2025 (fourth Wednesday): For retirees with birthdays between the 21st and 31st.
  

This system ensures payments are staggered and manageable for both the government and beneficiaries.

FAQs

When will I receive my September 2025 Social Security payment?

Beneficiaries are paid based on their birth date. If your birthday falls between the 1st and the 1st–10th, you’ll be paid on September 10. Birthdays from the 11th to the 11th–20th are paid on September 17, and birthdays from the 21st to the 21st–31st are paid on September 24. Those receiving benefits since before May 1997 get paid on September 3.

How much is the average Social Security check in 2025 after the COLA increase?

The average monthly retirement benefit in 2025 is about $1,976, thanks to the cost-of-living adjustment (COLA). The maximum benefit for someone retiring at age 70 is $5,108 per month.

What should I do if my Social Security payment is late or missing?

If your payment doesn’t arrive on the scheduled date, wait at least three business days before contacting the Social Security Administration. You can check your payment status through your My Social Security account or call 1-800-772-1213. Direct deposit is the fastest and most reliable way to receive benefits.