PROPERTY INVESTMENT
3BHK for 80 lakh with 60K EMI or 40K rent in Bengaluru? Man turns to Reddit for advice
A Bengaluru couple is contemplating buying their current 3BHK for Rs 80 lakh as their landlord plans to sell. Faced with a Rs 60,000 EMI versus rising rents, they seek advice on whether to purchase or rent, considering their strong financial standing and long-term plans in the city. Redditors suggest buying, emphasizing long-term benefits and offering strategies to manage finances.
India, EU officials commence next round of trade pact talks
India and the EU on Monday began the next round of talks for a free trade agreement (FTA), aiming to conclude negotiations by year-end. European Trade Commissioner Maros Sefcovic will visit India on September 12 to review progress with Piyush Goyal.
Sold your house property or land? These nine sections in Income Tax law can help save capital gains tax
Indians can save capital gains tax on property sales. The Income Tax Act offers nine sections for tax reduction or zero tax. Sections cover residential, industrial, agricultural land sales. Investment in new properties or bonds provides exemptions. Relocation of industrial units to specific zones also offers tax benefits. Investing in eligible startups can reduce tax burden.
Father sells house worth Rs 67 lakh and shows only Rs 1,690 income in ITR, wins case in ITAT Ahmedabad; Know how
Dilip, an Indian taxpayer, won a case at the ITAT Ahmedabad regarding a Section 54 LTCG tax exemption. Despite initially facing scrutiny for claiming Rs 15.99 lakh as indexed cost of improvement with cash payments and selling his house below stamp duty value, the ITAT directed the tax officer to verify and allow his claim. Read more.
Rising home prices a major concern for over 81% property seekers : Survey
A recent survey reveals rising home prices are a major concern for most Indian property seekers, with average residential prices increasing significantly. Dissatisfaction is growing among affordable housing buyers due to location, quality, and size issues. Interestingly, Mumbai's real estate market shows surprising buyer confidence despite high prices, while demand for affordable housing declines, shifting preferences towards premium properties.
She sold her house for Rs 2.7 crore to buy seven new flats and paid no income tax, wins case in ITAT Delhi; Know how
Saroj sold her Punjabi Bagh house for Rs 2.7 crore. She then bought seven apartments in Greater Noida. She reported Rs 5 lakh income in ITR and claimed Rs 2.2 crore LTCG tax exemption. The tax department partially denied the exemption. Then Saroj appealed to ITAT Delhi. ITAT Delhi ruled in her favor.
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CA shares story of how a Rs 2.8 lakh monthly earning couple's 'smart investment' turned into financial stress
A couple earning Rs 2.8 lakh per month purchased two properties, anticipating rental income to cover EMIs. However, their EMIs severely strained their finances, leaving minimal funds for other investments, even for their child's education. CA Nitin Kaushik warns against prioritizing real estate without considering liquidity and future financial needs.
Tea research funding gap exists in India: Industry organisation
The Indian tea industry faces a significant research funding gap compared to China, according to the Tea Research Association (TRA). TRA chairperson Nayantara Palchoudhuri highlighted that India invests only Rs 30 crore annually in tea research, while China spends over Rs 110 crore.
SM REITs: Minimum investment, benefits, risks, challenges, other factors to know about Small and Medium Real Estate Investment Trusts before investing
SEBI has introduced Small and Medium Real Estate Investment Trusts (SM REITs), targeting properties valued between Rs.50 crore and Rs.500 crore. This initiative aims to broaden investor access to real estate by enabling fractional ownership through regulated schemes. These investment instruments allow multiple investors to pool funds and co-own property, lowering the barrier for entry. SM REITs require a minimum investment of Rs 10 lakh.
How to get property Encumbrance Certificate? Here are the online and offline methods
An Encumbrance Certificate (EC) is a crucial legal document that confirms whether a property is free from financial liabilities such as loans, charges, or legal disputes. It helps to establish the title and is essential during property transactions, home loan approvals, and legal proceedings. The EC assures buyers or lenders that the property has not been sold, mortgaged, or otherwise encumbered during a specified period.
How to unlock the true value of prime property legacy homes to create wealth
In today’s landscape, the key to enhancing the value of a generational home asset lies in balancing heritage with innovation, ensuring that nostalgia does not overshadow practical wealth-building potential.
Golden visas for Indians: Amid changing rules and global uncertainty, golden visa calculations now include risk-hedging, estate planning, taxation
From EB-5 uncertainty to Portugal’s property ban, wealthy Indian families are rethinking their residency strategies as global rules tighten.
India's realty market offers long-term investment opportunity: Hines CIO David Steinbach
Hines identifies India as a promising real estate investment destination due to its scale, stability, and strong domestic demand amidst global economic shifts. The country's rising consumption, urbanization, and policy reforms create a foundation for long-term investment. Hines is focused on the office and living sectors, where demand remains robust, particularly in major cities.
She owned 4 homes but sold them all to live on rent: Millionaire money coach shares how renting helped her get richer
Financial coach Bernadette Joy challenges the traditional belief that homeownership is essential for wealth. After owning four properties, she and her husband sold them to return to renting. The move helped them save on hidden costs, reduce stress, and invest more effectively. Joy’s experience highlights how renting can offer financial freedom, flexibility, and peace of mind—proving that wealth-building doesn’t always require owning property.
If you don’t make these 8 disclosures, your ITR may be treated as defective
Filing income tax returns (ITR) requires careful attention to detail, as certain omissions can lead to a defective ITR. Key disclosures include foreign assets, income, crypto transactions, and unlisted equity shares. Failing to report these details, especially for residents with overseas holdings, can result in penalties and even imprisonment, though some relief exists for movable assets under Rs 20 lakh.
How to file ITR if you have sold house or land in FY 2024-25
For AY 2025-26, individuals and HUFs selling property can save on capital gains by reinvesting in another property under Section 54/54F. Choosing the correct ITR form, like ITR-2 or ITR-3, is crucial. Depositing unutilized gains in the CGAS before filing the ITR is essential to avoid taxation. Taxpayers must report sale details and claim exemptions accurately in Schedule CG.
Max Estates buys Rs 534 cr land in Gurgaon, eyes Rs 3,000 cr project
Max Estates has acquired a 7.25-acre land parcel on Golf Course Extension Road in Gurgaon for Rs 534 crore, potentially developing 1.3 million sq. ft. with a revenue of Rs 3,000 crore. This acquisition expands Max Estates' Gurugram portfolio to nearly 10 million sq. ft.
Shriram Properties aims Rs 500 cr revenue from 6.5-acre JV project in Bengaluru
Shriram Properties Limited has entered into a Joint Development Agreement to construct a premium residential project on a 6.5-acre land parcel in North Bengaluru. The project will feature a saleable area of approximately 0.6 million square feet, with an estimated gross development value of around Rs 500 crore. Shriram Properties has delivered 48 projects till now.
Karnataka cabinet clears 1% fire cess on new multi-storey buildings
The Karnataka cabinet has approved a 1% fire cess on new multi-story buildings in Bengaluru and across the state, a move aimed at bolstering the fire force department's efficiency. Real estate developers express concern that this levy will increase costs, potentially raising property prices and dampening demand in an already strained market.
Serviced residences surge as second home investments gain momentum in India
Serviced residences are becoming popular in Indian real estate. Demand is rising for second homes. Developers and investors are showing strong interest. Many are partnering with global hotel brands. This creates luxury living with hotel services. Goa shows high rental yields. Infrastructure upgrades are boosting property values. Remote work is also increasing demand.
Blackstone buys $819 million trophy Paris office
Blackstone confirmed on Wednesday it had bought a trophy office building in central Paris for about 700 million euros ($819 million), in a sign investors are warming to premium office properties after a post-pandemic drop in activity.
REITs or SM REITs, where should you invest to gain from real estate returns?
REITs make real estate investing more accessible for smaller investors and allows them to diversify their portfolio with skyscrapers, shopping malls, or apartments. Following the success of REITs, SEBI introduced a regulatory framework for small and medium REITs in March 2024.
MUFG to launch $680 million Japan real estate fund
Mitsubishi UFJ Financial Group is set to launch a 100 billion yen real estate fund targeting underperforming assets in major Japanese cities. The fund aims to improve the attractiveness of mid-sized offices, residential properties, and hotels in Tokyo, Osaka, and Nagoya.
How to pay zero or lower income tax on your residential property sale using Sections 54 and 54F
Indian income tax laws offer exemptions on long-term capital gains (LTCG) from selling residential property and land. Sections 54 and 54F of the Income Tax Act allow individuals and HUFs to avoid LTCG tax by reinvesting the gains into a new residential property, subject to specific conditions and timelines for purchase or construction.
Rs 2 crore savings for Rs 1 crore home: Buy in cash or take loan? Young investor's dilemma sparks hot debate
A 28-year-old investor with Rs 2 crore in savings sparked an online debate after seeking advice on whether to buy a Rs 1 crore home outright or take a home loan while investing the remaining funds. The discussion, shared on Reddit, drew varied opinions—from paying cash for debt-free ownership to leveraging a loan for investment growth. Experts and community members highlighted the trade-off between financial security and liquidity.
A green card to the Gulf? All you need to know about Saudi's Premium Residency programme
Saudi Arabia's Premium Residency program, launched in 2019, attracts skilled professionals, entrepreneurs, and investors to boost economic diversification. The program offers benefits like business ownership, investment opportunities, and visa-free travel. Seven residency categories cater to diverse talents and investment levels, requiring specific eligibility criteria and fees, fostering long-term growth and global collaboration.
Chasing 10% rental yields, not homes - Why Indian HNIs are shifting from debt products to commercial property
India's wealthy are increasingly favoring commercial real estate for its higher yields and stability compared to residential properties and debt instruments. Fueled by a growing HNI population, their investments in commercial properties are also diversifying into warehousing, hospitality, and data centers. Alternative Investment Funds (AIFs) offer a streamlined entry, but due diligence remains crucial to navigate risks and ensure sustained returns in this evolving landscape.
Why the Greece Golden Visa is a top choice for Schengen residency
Greece presents Golden Visa program. Foreign investors can get residence permits through investments. A minimum investment starts at EUR 250,000. Real estate purchases, tourism agreements and financial investments are qualifying routes. Visa-free travel across Schengen Area is available. Investors can live in Greece without mandatory stay. They can pursue citizenship after seven years. The program attracts applicants globally.
Bought flat at Rs 29 lakh, sold at Rs 50 lakh: A Pune entrepreneur shares why it's still his costliest mistake
Ravi Nagrani's property investment in Pune yielded lower returns than a mutual fund. Despite initial promises, the flat's value didn't appreciate as expected. Nagrani earned ₹50 lakh from the sale after 13 years. A mutual fund investment would have generated significantly more. He also highlights the challenges of property ownership.
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