SBI ELSS Tax Saver Fund Direct-Growth
(Scheme Rating)
NAV as of Sep 05, 2025
467.11-0.07%
- Growth - Direct
(Earn upto 0.63% Extra Returns with Direct Plan)
Fund Category:
Equity: ELSS
Expense Ratio:
0.95%(0.84% Category
average)Fund Size:
Rs. 30,271.16 Cr(12.22% of Investment in Category)
- ADD TO PORTFOLIO
SBI ELSS Tax Saver Fund Direct-Growth
(Scheme Rating)
NAV as of Sep 05, 2025
467.11-0.07%
Expense Ratio:
0.95%
Fund Size:
Rs. 30,271.16 Cr
Fund Category:
Equity: ELSS
1. Current NAV: The Current Net Asset Value of the SBI ELSS Tax Saver Fund - Direct Plan as of Sep 05, 2025 is Rs 467.11 for Growth option of its Direct plan.
2. Returns: Its trailing returns over different time periods are: -2.7% (1yr), 24.09% (3yr), 25.78% (5yr) and 16.43% (since launch). Whereas, Category returns for the same time duration are: -3.6% (1yr), 16.18% (3yr) and 20.41% (5yr).
3. Fund Size: The SBI ELSS Tax Saver Fund - Direct Plan currently holds Assets under Management worth of Rs 30271.16 crore as on Jul 31, 2025.
4. Expense ratio: The expense ratio of the fund is 0.95% for Direct plan as on Sep 04, 2025.
5. Exit Load: The given fund doesn't attract any Exit Load.
6. Minimum Investment: Minimum investment required is Rs 500 and minimum additional investment is Rs 500. Minimum SIP investment is Rs 500.
SBI ELSS Tax Saver Fund Direct-Growth Returns
Trailing Returns
Rolling Returns
Discrete Period
SIP Returns
1M 3M 6M 1Y 3Y 5Y Annualized Returns 0.37 -0.09 10.12 -2.70 24.09 25.78 Category Avg 0.21 0.15 12.61 -3.60 16.18 20.41 Rank within Category 22 29 38 25 2 3 No. of funds within Category 39 39 39 38 33 33 - Loading...
- Loading...
Return Comparison
- This Fund
- BenchmarkBSE 500 Total Return Index
Choose from Benchmarks
- S&P BSE Sensex
- Nifty 50
- 1M
- 3M
- 6M
- 1Y
- 5Y
SBI ELSS Tax Saver Fund Direct-Growth Fund Details
Investment Objective - The scheme seeks capital appreciation through investments in equities, cumulative convertible preference shares and fully convertible debentures and bonds. The scheme was converted into an open-ended plan in November 1999.
| Fund House | SBI Mutual Fund |
| Launch Date | Jan 01, 2013 |
| Benchmark | BSE 500 Total Return Index |
| Return Since Launch | 16.43% |
| Riskometer | Very High |
| Type | Open-ended |
| Risk Grade | Below Average |
| Return Grade | High |
SBI ELSS Tax Saver Fund Direct-Growth Investment Details
| Minimum Investment (Rs.) | 500.00 |
| Minimum Additional Investment (Rs.) | 500.00 |
| Minimum SIP Investment (Rs.) | 500.00 |
| Minimum Withdrawal (Rs.) | 500.00 |
| Exit Load | 0% |
Portfolio Allocation
Asset Allocation
Asset Allocation History
Sector Allocation
Market Cap Allocation
Concentration & Valuation Analysis
| JUL 2025 | JUN 2025 | MAY 2025 | APR 2025 | MAR 2025 | FEB 2025 | |
|---|---|---|---|---|---|---|
| Number of Holdings | 69 | 67 | 64 | 62 | 62 | 63 |
| Top 5 Company Holdings | 24.7% | 24.61% | 24.77% | 25.17% | 24.9% | 22.04% |
| Top 10 Company Holdings | 37.55% | 37.94% | 38.11% | 38.61% | 37.81% | 35.15% |
| Company with Highest Exposure | HDFC Bank (9.53%) | HDFC Bank (9.34%) | HDFC Bank (9.37%) | HDFC Bank (9.65%) | HDFC Bank (9.42%) | HDFC Bank (8.01%) |
| Number of Sectors | 16 | 16 | 15 | 15 | 15 | 15 |
| Top 3 Sector Holdings | 49.47% | 51.19% | 51.12% | 51.52% | 51.1% | 49.74% |
| Top 5 Sector Holdings | 63.92% | 65.42% | 65.53% | 65.22% | 64.99% | 64.33% |
| Sector with Highest Exposure | Financial (28.12%) | Financial (27.02%) | Financial (27.23%) | Financial (27.19%) | Financial (26.76%) | Financial (24.96%) |
Top Stock Holdings
Sector Holdings in MF
Company Sector Assest(%) P/E EPS-TTM(₹) RETURN 1 YR(%) HDFC Bank Financial 9.53 21.02 45.97 17.71 Reliance Industries Energy 5.18 22.89 60.23 -6.13 ICICI Bank Financial 3.63 18.92 74.12 16.11 Tata Steel Metals & Mining 3.23 46.43 3.64 10.88 Cipla Healthcare 3.13 23.09 66.76 -3.58 ITC Consumer Staples 2.91 14.62 27.88 -18.81 Mahindra & Mahindra Automobile 2.66 33.52 110.41 31.99 State Bank of India Financial 2.46 9.40 86.06 3.08 Torrent Power Energy 2.43 23.10 54.53 -25.49 Kotak Mahindra Bank Financial 2.39 20.25 96.31 10.28
Peer Comparison
Cumulative Returns
SIP returns
Discrete Returns
Quant Measures
Asset Allocation
Scheme Name NAV(Rs./Unit) Scheme Rating AUM(Rs. Cr) 1M 1Y 3Y 5Y SBI ELSS Tax Saver Fund Direct-Growth 467.11 30,271.16 0.37 -2.70 24.09 25.78 HDFC ELSS Tax Saver Fund Direct Plan-Growth 1,526.05 16,579.03 1.27 3.09 22.06 25.56 Parag Parikh ELSS Tax Saver Fund Direct - Growth 34.13 5,538.01 1.06 4.19 19.56 23.35 Franklin India ELSS Tax Saver Fund Direct-Growth 1,621.60 6,705.56 -0.25 -2.67 19.00 24.16 Motilal Oswal ELSS Tax Saver Fund Direct-Growth 58.20 4,401.97 -1.64 -2.27 25.70 26.49
Risk Ratios
Ratios are calculated using the calendar month returns for the last 3 years
Standard Deviation
Standard Deviation
Standard deviation is the deviation of the fund's return around mean.
Low Volatality
13.48VS13.68Fund Vs Category Avg
Beta
Beta
Beta shows the portfolio risk in relation to the market. A beta of less than 1 means that the fund returns are less volatile compared to the broader market. A beta of more than 1 means that the fund returns are more volatile than the broader markets. A beta equal to 1 means that fund's volatility is in line with the broader market.
High Volatality
0.96VS0.94Fund Vs Category Avg
Sharpe Ratio
Sharpe Ratio
Sharpe ratio is a risk adjusted performance measure. A fund with a higher Sharpe ratio is considered better than a fund with a lower Sharpe ratio.
Better risk-adjusted returns
1.17VS0.76Fund Vs Category Avg
Treynor's Ratio
Treynor's Ratio
Treynor is a risk adjusted performance measure. A fund with a higher Treynor ratio is considered better than a fund with a lower Treynor ratio.
Better risk-adjusted returns
16.38VS11.06Fund Vs Category Avg
Jensen's Alpha
Jensen's Alpha
Alpha shows the ability of the fund manager to outperform the market. A higher Alpha is preferred.
Better risk-adjusted returns
8.02VS2.75Fund Vs Category Avg
Mean Return
Mean Return
Average return generated by the fund during a specified period.
Better average monthly returns
22.14VS16.63Fund Vs Category Avg
Risk Ratio Chart
- Risk Ratio
- Category Average
SBI Mutual Fund News
- Urban Company’s Rs 500-crore pre-IPO secondary round: SBI MF, others buy Tiger, Accel shares
- SBI Dynamic Asset Allocation Active FoF is open for subscription. 7 things to know
- Only 2 passive mutual funds will open for subscription this week. Check details
- Consumption theme based mutual funds offer up to 18% return in 6 months. Will GST reforms be a game-changer?
Fund Manager
- D.B.Dinesh BalachandranSince Sep 20165 schemes
Mr.Dinesh is a B.Tech from IIT-B, M.S. from MIT USA and CFA. Prior to joining SBI Funds Management Pvt. Ltd. he has worked with Fidelity Investments, USA.
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y SBI Balanced Advantage Fund Direct - Growth Dynamic Asset Allocation 15.84 36,558.31 3.40 SBI Contra Direct Plan-Growth Value Oriented 413.72 46,947.01 -4.14 SBI Multi Asset Allocation Fund Direct-Growth Multi Asset Allocation 66.34 9,440.30 7.48 SBI Flexicap Fund Direct-Growth Flexi Cap 121.02 22,117.23 -2.58 SBI Comma Fund Direct-Growth Thematic 113.26 Unrated 707.81 -2.16
More SBI Mutual Fund
| Scheme Name | Rating | Asset Size(Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| SBI Equity Hybrid Fund Direct Plan-Growth | 77,793.99 | -0.26 | 0.26 | 11.99 | 6.42 | 14.00 | |
| SBI Liquid Fund Direct Plan-Growth | 63,824.39 | 0.47 | 1.46 | 3.31 | 6.92 | 7.03 | |
| SBI Large Cap Direct Plan-Growth | 53,030.39 | 0.32 | 0.73 | 12.31 | 0.72 | 14.40 | |
| SBI Contra Direct Plan-Growth | 46,947.01 | 0.67 | 0.26 | 10.11 | -4.14 | 20.85 | |
| SBI Arbitrage Opportunities Fund Direct-Growth | 39,824.16 | 0.41 | 1.64 | 3.63 | 7.33 | 7.73 | |
| SBI Savings Fund Direct-Growth | 38,450.02 | 0.43 | 1.57 | 4.18 | 7.95 | 7.57 | |
| SBI Focused Fund Direct Plan-Growth | 37,936.17 | 2.29 | 2.62 | 14.64 | 7.35 | 16.24 | |
| SBI Balanced Advantage Fund Direct - Growth | 36,558.31 | 0.14 | -0.19 | 7.23 | 3.40 | 14.09 | |
| SBI Small Cap Fund Direct-Growth | 35,562.96 | 1.34 | 2.14 | 15.87 | -5.95 | 15.86 | |
| SBI Large & Midcap Fund Direct Plan-Growth | 33,348.17 | 0.60 | 2.88 | 13.71 | 1.75 | 17.92 |
Mutual Fund Tools
Top AMCs
- SBI Mutual Fund
- ICICI Prudential Mutual Fund
- HDFC Mutual Fund
- Nippon India Mutual Fund
- Kotak Mahindra Mutual Fund
- Aditya Birla Sun Life Mutual Fund
- UTI Mutual Fund
- Axis Mutual Fund
- Mirae Asset Mutual Fund
- DSP Mutual Fund
- Tata Mutual Fund
- Bandhan Mutual Fund
- Edelweiss Mutual Fund
- HSBC Mutual Fund
- Invesco Mutual Fund
1. SBI ELSS Tax Saver Fund - Direct Plan is Open-ended ELSS Equity scheme which belongs to SBI Mutual Fund House.
2. The fund was launched on Jan 01, 2013.
Investment objective & Benchmark
1. The investment objective of the fund is that " The scheme seeks capital appreciation through investments in equities, cumulative convertible preference shares and fully convertible debentures and bonds. The scheme was converted into an open-ended plan in November 1999. "
2. It is benchmarked against BSE 500 Total Return Index.
Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 93.72% in equities, 0.13% in debts and 6.15% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 37.55% of the assets, the top 3 sectors constitute around 49.47% of the assets.
3. The fund largely follows a Growth oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
Tax Implications on SBI ELSS Tax Saver Fund Direct-Growth
1. Short-term Capital Gain Tax - STCG is not applicable on ELSS schemes since these have a lock-in period of 3 years.
2. Investment into ELSS schemes qualify for tax deduction under Section 80C of the Indian Income Tax Act.
3. Gains of more than Rs. 1 lakh after completion of 3 years will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).
4. For Dividend Distribution Tax, the dividend income from this fund will get added to the income of an investor and taxed according to his/her respective tax slabs.
5. Also, for dividend income in excess of Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
This Might Catch Your Interest
FAQs about SBI ELSS Tax Saver Fund Direct-Growth
- Is it safe to invest in SBI ELSS Tax Saver Fund - Direct Plan?As per SEBI’s latest guidelines to calculate risk grades, investment in the SBI ELSS Tax Saver Fund - Direct Plan comes under Very High risk category.
- What is the category of SBI ELSS Tax Saver Fund - Direct Plan?SBI ELSS Tax Saver Fund - Direct Plan belongs to the Equity : ELSS category of funds.
- How Long should I Invest in SBI ELSS Tax Saver Fund - Direct Plan?The suggested investment horizon of investing into SBI ELSS Tax Saver Fund - Direct Plan is >3 years. The suggested investment horizon is the minimum time required for holding investments in the fund to reduce its downside risk and ensure that the returns become more predictable.
- Who manages the SBI ELSS Tax Saver Fund - Direct Plan?The SBI ELSS Tax Saver Fund - Direct Plan is managed by Dinesh Balachandran (Since Sep 10, 2016).
Date Sources: Mutual Funds, ETFs, and NPS data are sourced from Value Research. All times stamps are reflecting IST (Indian Standard Time). By using this site, you agree to the Terms of Service and Privacy Policy.
