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Personal loan with lowest interest rate

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Personal loan from banks with lowest interest rate

Below are the list of banks providing Lowest Interest Rate on Personal Loans

Loan Provider	Amount Range	Borrower Profile	Additional condition	Interest Rate	Max Tenure
Induslnd Bank	30,000 - 50 Lacs	Salaried - Sellf employed	Net annual income to be more than Rs 4.8 lakhs.	undefined%	5 years
PNB	Upto 20 lakh	Self Employed	Income Tax Returns for the past 3 financ Income Tax Returns for the past 3 financial years along with address proof and age proof in case of self-employed individuals show moreshow less	undefined%	upto 7 years
Axis Bank	Rs. 40 Lakhs	Salaried	Cibil Score greater then or equal to 700	undefined%	12 months to 60 months.
IDFC First	Upto Rs 1 crore	Salaried/Self-employed individuals	Business must be in existence atleast fo Business must be in existence atleast for 3 years and profit after tax must be in profit show moreshow less	undefined%	upto 5 years
HDFC Bank	Upto 40 Lakh	Salaried/Self-employed	Cibil Score greater then 750	undefined%	1 - 5 Years
ICICI Bank	Rs 50,000 up to Rs 25,00,000.	Salaried/Self-employed individuals	Cibil Score greater then or equal to 700	undefined%	12 months to 72 months.
Bank of India	Upto Rs.1 lakh	Salaried /Self Employed	Star Mitra Loan	undefined%	12-60 months
Citibank	Upto Rs.30 lakh	Salaried/Self-employed	Cibil Score greater then 700	undefined%	upto 60 months
Bank of Baroda	Upto Rs.20 lakh	Govt Employees / defence personnel maint Govt Employees / defence personnel maintaining salary account with our Bank under scheme code SB 182 & 186 show moreshow less	Linked with CIBIL Score of the individua Linked with CIBIL Score of the individual BRLLR+SP+1.50 BRLLR+SP+2.00 show moreshow less	undefined%	upto 60 months

Personal loan from PSU banks with lowest interest rate

Below are the list of PSU banks providing lowest interest rates

Loan Provider	Amount Range	Borrower Profile	Additional condition	Interest Rate	Max Tenure
Union Bank of India	Up to Rs.5.00 lakhs to Rs.50.00 lakh	Union Personal - Under Tie-up/ Non Tie-up Salaried Union Personal - Under Tie-up/ Non Tie-up Salaried/ Self Employed (women Professional) show moreshow less	Cibil Score for Tie-up below 700 & Non T Cibil Score for Tie-up below 700 & Non Tie-up (salaried/Self Employed) above or equal to 700 show moreshow less	undefined%	upto 60 months
Union Bank of India	Up to Rs.5.00 lakhs to Rs.50.00 lakh	UNION WOMEN PROFESSIONAL PERSONAL Salaried	Cibil Score less then 700	undefined%	upto 60 months
Bank of Baroda	Up to Rs.20 lakh	Govt Employees / defence personnel maintaining sal Govt Employees / defence personnel maintaining salary account with our Bank under scheme code SB 182 and 186 show moreshow less	Linked with CIBIL Score of the individua Linked with CIBIL Score of the individual BRLLR+SP+1.50 BRLLR+SP+2.00 show moreshow less	undefined%	upto 60 months
Bank of Baroda	Maximum Rs.20.00 lakhs (it is linked wit Maximum Rs.20.00 lakhs (it is linked with borrower’s occupation and account relationship with Bank). Minimum Rs.1.00 lakh for Metro and Urban Branch Rs.0.50 lakh for Rural and Semi-Urban Branch show moreshow less	Gold: Same target customers as mentioned in Silver Gold: Same target customers as mentioned in Silver Category, however, salary account must be with our Bank. All Category:A,B,C Enployees show moreshow less	Linked with CIBIL Score of the individua Linked with CIBIL Score of the individual BRLLR+SP+2.00 BRLLR+SP+6.85 show moreshow less	undefined%	upto 60 months
Bank of India	N/A	Salaried/Pensioner	Star Suvidha Express Personal Loan(SSEPL)	undefined%	upto 60 months
Central Bank	Up to Rs 15 Lakh	Salaried - Sellf employed	Permanent employees of government instit Permanent employees of government institutions, railways, central and state governments, hospitals, schools, municipal bodies, etc. and must have completed at least one year of service Permanent employees of multinational/Indian companies with at least 3 years of service show moreshow less	undefined%	upto 7 years
State Bank of India	up to Rs. 20 lakhs	Salaried - Sellf employed	SBI Pension Loan Jai Jawan Pension Loan SBI Pension Loan Jai Jawan Pension Loan Pension Loan Scheme For Treasury and PSU Pensioners Pre-Approved Pension Loans(PAPNL) Pre-approved Insta Pension Top-Up show moreshow less	undefined%	upto 60 months
UCO Bank	20 times of Gross Monthly Income subject 20 times of Gross Monthly Income subject to maximum of Rs.15 Lacs show moreshow less	Salaried	UCO Cash	undefined%	Up to 7 years
Yes Bank	Rs 1-Rs 40 lakh	Salaried - Sellf employed	Income proof – last 3 months’ bank statement	undefined%	1-5 years
PNB	upto 20 Lakhs	Salaried - Sellf employed	Cibil Score greater then or equal to 800 Cibil Score greater then or equal to 800 Cibil greater then or equal to 750 less then 800 Or With Nil credit history (i,e -1 or 0) show moreshow less	undefined%	upto 6 years
PNB	upto 20 Lakhs	Govt Employees	Cibil score 650 to 749	undefined%	upto 6 years
PNB	upto 20 Lakhs	Salaried	Cibil Score less then 650	undefined%	upto 6 years
PNB	upto 20 Lakhs	PNB Doctor’s Delight – Personal Loan Scheme for Do PNB Doctor’s Delight – Personal Loan Scheme for Doctors show moreshow less	Must have a continued occupancy at the p Must have a continued occupancy at the present residence for at least two years. show moreshow less	undefined%	upto 7 years
PNB	upto 10 Lakhs	PERSONAL LOAN SCHEME FOR PENSIONERS	Demand Loan/ Term Loan/ Overdraft	undefined%	upto 2 years
Bank of India	upto 10 lakh	Salaried /Self Employed	Star Personal Loan Star Mitra Loan	undefined%	upto 60 months

Personal loan from Private banks with lowest interest rate

Below are the list of Private Banks providing lowest interest rates

Loan Provider	Amount Range	Borrower Profile	Additional condition	Interest Rate	Max Tenure
HDFC Bank	Upto 40 Lakh	Salaried/Self-employed	Cibil Score greater then 750	undefined%	1 - 5 Years
ICICI Bank	Rs 50,000 upto Rs 25,00,000.	Salaried/Self-employed individuals	Cibil Score greater then or equal to 700	undefined%	12 months to 72 months.
Axis Bank	Rs. 40 Lakhs	Salaried	Cibil Score greater then or equal to 700	undefined%	12 months to 60 months.
Kotak Mahindra	Upto Rs.40 lakhs	Salaried	Cibil Score greater then or equal to 700	undefined%	60 months
IDFC First	Upto Rs 1 crore	Salaried/Self-employed individuals	Business must be in existence atleast fo Business must be in existence atleast for 3 years and profit after tax must be in profit show moreshow less	undefined%	upto 5 years
Federal Bank	Upto Rs.25 Lakh	salaried individuals	Cibil Score greater then 750	undefined%	upto 60 months
Citibank	Upto Rs.30 lakh	Salaried/Self-employed	Cibil Score greater then 700	undefined%	upto 60 months
Induslnd Bank	30,000 - 50 Lacs	Salaried - Sellf employed	Net annual income to be more than Rs 4.8 lakhs.	undefined%	5 years
RBL Bank	Rs.1 lakh upto Rs. 20 lakhs	Salaried	Minimum income of Rs.25,000 per month	undefined%	12 to 60 months
India Bulls	Rs 1,000- Rs 15 lakh	Salaried - Sellf employed	Cibil Score greater then 750	undefined%	3 months-2 years

Personal loan from NBFCs with lowest interest rate

Below are the list of NBFCs providing lowest interest rates

Loan Provider	Amount Range	Borrower Profile	Additional condition	Interest Rate	Max Tenure
IIFL ltd	upto 5 lakh	Salaried - Sellf employed	Sourcable location will Mumbai,Delhi,Pun Sourcable location will Mumbai,Delhi,Pune,Banglore,Hyderabad and chennai show moreshow less	undefined%	upto 42 months
HDB Financial Services	upto 20 Lakhs	Salaried - Sellf employed	Cibil Score greater then or equal to 750	undefined%	12-60 months
Mahindra Finance	upto 15 lakh	Salaried	The personal loan facility is only permi The personal loan facility is only permissible for Mahindra Group employees and existing customers of Mahindra Finance So, the credit is available for those working (confirmed employees) for M and M Ltd. Also, the employees of M and M Ltd. subsidiary companies can take the loan show moreshow less	undefined%	24-60 months
Tata Capital	Any amount	Salaried	Cibil Score greater then or equal to 750	undefined%	upto 6 years
Aditya Birla Capital	upto 50 lakh	Salaried	Minimum net monthly income that is not l Minimum net monthly income that is not less than 45000 show moreshow less	undefined%	upto 7 years

Personal Loan: Personal loan from banks with lowest interest rate Personal loan from PSU banks with lowest interest rate Personal loan from private banks with lowest interest rate Personal loan from NBFCs with lowest interest rate

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