Home Loan CALCULATOR
Home Loan
CALCULATOR
Calculate EMI of your home loan and your loan repayment schedule in regular installments over a period of time within a minute
Start
Home Loan Related News
Buy Rs 1 cr home with own fund or loan? This CA tells choice is not that simple, she reveals how to take a final callSep 05, 2025, 06.56 AM- Latest version of new tax bill, 2025 clarifies two key laws on income from house propertyAug 11, 2025, 03.48 PM
- 5 ways to lower your home loan EMIs despite RBI holding the repo ratesAug 07, 2025, 11.49 AM
- Income Tax Bill 2025: Income from house property taxation related two key amendments suggested by select committee, know the impactJul 23, 2025, 03.08 PM
- Bengaluru homebuyer to get Rs 70 lakh from builder due to three year delay in possession; Know how RERA law helped him win the caseJul 19, 2025, 10.00 AM
- Who can jointly take a home loan?Jan 09, 2023, 06.30 AM
This calculator simplifies the process of determining how much one needs to pay each month towards repaying the loan, allowing potential homebuyers to plan their finances effectively.
What is a Home Loan EMI?
A Home Loan EMI, also known as Equated Monthly Installment, is a fixed monthly payment made by the borrower to the lender until the loan is fully paid off. It consists of two parts: the principal amount and the interest charged on the remaining loan balance.
Principal Amount: This is the initial amount borrowed, which decreases as you make payments over time.
Interest Component: This is the cost of borrowing money, calculated as a percentage of the principal. In the beginning, a larger portion of your EMI goes towards paying interest rather than reducing the principal.
