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Personal Finance News

All you need to know about lifestyle inflation, how it impacts you

21 Jul 2025, 06:30 AM IST

If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 60th part of this series, we explain how lifestyle inflation can affect your finances.

Over 60% Indian women unsure if they've saved enough for personal needs, goals, but 31% still invest in low-return FDs, insurance policies- Finsafe Survey

21 Jul 2025, 06:30 AM IST

Even as women are increasingly becoming aware and adept at handling personal finances, a ‘gender savings gap’ persists due to lack of confidence, access and tailored support. The report ‘Women & Finances Survey 2025’ by financial literacy company, Finsafe, examines how Indian women understand financial independence and the barriers they face.

How much money is truly enough to be happy? Define your relationship with money through self-awareness, not social pressure

21 Jul 2025, 06:30 AM IST

We must define our relationship with money based on our own ability to be selfaware. Social cues may be present, but we may be able to understand whether we feel secure, less anxious, willing to give and share, be kind to ourselves and others, and know in our minds what our relationship with money is, on our own. There is no generalising how much is enough.

Play smart in money’s snakes & ladders: Make your way up with SIP, professional advice, dodge F&O losses and trendy market traps

21 Jul 2025, 03:14 PM IST

Timely, disciplined money moves will accelerate your journey towards financial freedom. Bad Investment choices and lure of quick money will derail your finances quicker than you could imagine. Roll the dice and play this reimagined snakes and ladders board game for a fun take on the good, bad and ugly of money decisions

6 rules that can create consensus in family on managing income, saving and investment

7 Jul 2025, 06:30 AM IST

There is no substitute for open communication. Talking about what matters to one, negotiating for one’s needs, and being open about one’s beliefs he

Can your lifestyle survive without a salary? That’s the real test of freedom which you are perhaps chasing

30 Jun 2025, 04:23 PM IST

The textbook definition of financial freedom is to have enough wealth so that one keeps earning the income one needs from the wealth one has accumulated. This is essentially a ‘save to build a large enough corpus’ view of financial freedom. We can stop working if we know we have enough—inherited or earned, saved and invested.

Late, missing PF contributions by employer today could prevent your PF withdrawal, transfer later: Here’s how to track your EPF properly

30 Jun 2025, 06:30 AM IST

Your Employee Provident Fund withdrawals can face rejection due to discrepancies in contributions and employment records cause issues. Missing or delayed payments by employers create problems for employees. Hence, employees should regularly monitor their EPF accounts, and must report discrepancies to employers and the EPFO. You can track your EPF contributions through UMANG app.

You may be contributing to State Labour Welfare Fund from your salary: What is it, and how it helps employees

7 Jun 2025, 01:06 PM IST

The Labour Welfare Fund is used to finance activities that promote the welfare of labour in the state. It also helps to utilize unpaid accumulations (such as wages, bonuses, gratuities, etc.) lying with the employer in the best interests of labour.

Rs 4.58 crore stolen from ICICI Bank customers: Broke FDs, created overdraft and personal loan; how relationship manager executed fraud

7 Jun 2025, 01:12 PM IST

A 26-year-old ICICI Bank relationship manager in Kota, Rajasthan, was arrested for allegedly stealing Rs 4.58 crore from unsuspecting customers, including senior citizens between 2020 and 2023. She used the funds for speculative stock market trading in future and options (F&O), manipulating bank systems and customer information to conceal her actions. Read below to know more about this.

How much risk can you take when investing? Know the difference between your risk tolerance and risk capacity

2 Jun 2025, 06:30 AM IST

Siddharth Mehta, a lawyer, is perplexed by risk tolerance and risk-taking capacity assessments from his financial advisor. Risk tolerance is subject

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