Hdfc Bank Jammu and Kashmir IFSC Code Finder

Select District/City for Hdfc Bank Jammu Andkashmir IFSC Code

Bank Related News

HDFC Bank cuts lending rates on select tenures by up to 5 bps: Check how it can impact your loan EMI
Sep 08, 2025, 03:23PM IST
HDFC Bank announces a reduction in its Marginal Cost of Funds-based Lending Rates. This move will benefit borrowers with loans linked to MCLR. The bank has lowered MCLR by up to 5 basis points on select tenures. New MCLR rates now range from 8.55% to 8.75%, varying by loan duration.
SCSS vs Bank FD: Which investment scheme is offering 8.2% interest rate to senior citizens?
Sep 08, 2025, 02:52PM IST
With falling FD interest rates, senior citizens are seeking better investment options. The Senior Citizen Savings Scheme (SCSS), a government-backed scheme, offers a higher interest rate of 8.2% compared to many leading bank FDs. SCSS has a five-year term, tax benefits under Section 80C, and a maximum investment limit of Rs 30 lakh, making it an attractive alternative.
Top Nifty50 stocks analysts suggest buying in this volatile week
Sep 08, 2025, 10:28AM IST
Stock Reports Plus, powered by Refinitiv, is a comprehensive research report that evaluates five key components of 4,000+ listed stocks – earnings, fundamentals, relative valuation, risk, and price momentum – to generate standardized scores. The simple average of the above-mentioned five component ratings is normally distributed to reach an average score.
Mcap of 7 of top-10 most-valued firms jumps Rs 1 lakh cr; Bajaj Finance, Reliance major gainers
Sep 07, 2025, 11:49AM IST
The combined market valuation of seven of the top-10 most valued firms jumped Rs 1,06,250.95 crore last week, with Bajaj Finance and Reliance Industries emerging as the biggest gainers, in line with an optimistic trend in equities.
GST reforms a growth trigger, dips offer opportunity, says Rahul Shah
Sep 05, 2025, 02:47PM IST
He noted that the downside in equities is likely to remain limited, with sentiment gradually improving across sectors. “The clear beneficiaries we saw in the initial round were consumer discretionary companies, FMCG, auto companies, and so on. My sense is we will continue to see more upside in the markets, and any decline in the near term would be a good opportunity to invest.”
Sensex jumps over 250 pts, Nifty tops 24,800 as GST optimism drives rally to third day
Sep 05, 2025, 10:35AM IST
Indian stock markets continued their upward trend. Sensex and Nifty rose for the third consecutive day. This surge was fueled by optimism surrounding proposed tax changes under GST 2.0. Reliance Industries and HDFC Bank were key drivers of this growth. The BSE Sensex opened higher. The NSE Nifty also saw gains, sustaining the positive momentum throughout the week.
How will the recent GST changes affect different sectors of the economy?
Sep 05, 2025, 05:39AM IST
GST slab rationalization is set to spur consumption and economic growth. Automobile, cement, and consumer goods sectors are likely to benefit. Two-wheeler makers with higher than 350 cc bikes may face negative impact. Retail-focused lenders could see improved credit demand. Renewable energy companies may gain from GST reduction on solar cells.
Festive GST bonanza may cool India’s inflation by up to 90 bps
Sep 05, 2025, 01:26PM IST
India's GST Council has reduced tax rates on essential and household goods, effective September 22, coinciding with the festive season. Economists predict a 50-90 basis point moderation in inflation over the next year due to these cuts.
Ahead of Market: 10 things that will decide stock market action on Friday
Sep 04, 2025, 10:23PM IST
Indian markets ended higher on Thursday as GST reforms supported consumption, while US tariff concerns lingered. Nifty closed at 24,734 and Sensex at 80,718, with active trading in stocks like Ola Electric, Mahindra & Mahindra, Bajaj Finance, and Reliance amid mixed sectoral performance.
GST revamp to add 30 bps to growth, say economists
Sep 04, 2025, 12:04PM IST
India's economic growth is projected to receive a 0.2-0.3% boost due to the recent GST rationalization, simplifying the tax structure to two main slabs. Experts anticipate strengthened consumption, particularly benefiting the middle class with reduced rates on essential items and electronics.

Popular Banks IFSC Code

SBI IFSC Code	HDFC Bank IFSC Code	ICICI Bank IFSC Code	BANK OF BARODA IFSC Code	Axis Bank IFSC Code
INDIAN BANK IFSC Code	CANARA BANK IFSC Code	BANK OF INDIA IFSC Code	ANDHRA BANK IFSC Code	CENTRAL BANK OF INDIA IFSC Code
ALLAHABAD BANK IFSC Code	Punjab National Bank IFSC Code	BANK OF MAHARASHTRA IFSC Code	CITI BANK IFSC Code	Kotak Mahindra Bank IFSC Code

Top Cities of Hdfc Bank IFSC Code

Hdfc Bank Mumbai IFSC Code	Hdfc Bank Delhi IFSC Code	Hdfc Bank Kolkata IFSC Code	Hdfc Bank Chennai IFSC Code	Hdfc Bank Bangalore IFSC Code
Hdfc Bank Hyderabad IFSC Code	Hdfc Bank Ahmedabad IFSC Code	Hdfc Bank Pune IFSC Code	Hdfc Bank Gurgaon IFSC Code	Hdfc Bank Jaipur IFSC Code

Difference Between Branch Code, IFSC Code and MICR Code

The branch code is a unique identifier that helps distinguish one branch of a bank from another within the same network. It is typically a combination of numbers or letters assigned to each branch to facilitate easy identification and communication within the banking system. This code is important for internal record-keeping, customer service, and other administrative purposes within the bank.
On the other hand, the IFSC (Indian Financial System Code) is a crucial code used for electronic fund transfers in India. It is an alphanumeric code that consists of 11 characters and is assigned by the Reserve Bank of India to each bank branch participating in the NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) systems. The IFSC code helps ensure accurate routing of funds between banks and branches, thereby minimizing errors and delays in transactions.
Additionally, the MICR (Magnetic Ink Character Recognition) code is a technology used for authenticating banks on documents like cheques. It consists of a unique combination of numbers and characters printed in magnetic ink at the bottom of cheques to facilitate automated processing.
The MICR code helps in identifying the bank and branch where the cheque is drawn, ensuring secure and efficient cheque processing.
In summary, while the branch code helps identify specific bank branches within a network, the IFSC code is essential for electronic fund transfers, and the MICR code plays a vital role in authenticating banks on cheques for efficient processing. Together, these codes play a crucial role in ensuring smooth and secure financial transactions within the banking system.