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Extradition battle: Why India is detailing Mehul Choksi’s meals, medical care and barrack space to Belgium
Sep 08, 2025, 12:46PM IST
India has provided Belgium with detailed assurances regarding the housing and treatment of fugitive businessman Mehul Choksi if he is extradited. These guarantees, focusing on detention standards and human rights, aim to address concerns and facilitate his return to face trial in the ₹13,000-crore Punjab National Bank fraud case.
SCSS vs Bank FD: Which investment scheme is offering 8.2% interest rate to senior citizens?
Sep 08, 2025, 02:52PM IST
With falling FD interest rates, senior citizens are seeking better investment options. The Senior Citizen Savings Scheme (SCSS), a government-backed scheme, offers a higher interest rate of 8.2% compared to many leading bank FDs. SCSS has a five-year term, tax benefits under Section 80C, and a maximum investment limit of Rs 30 lakh, making it an attractive alternative.
Banks' lending to brokers surged on rising market activity
Sep 08, 2025, 06:14AM IST
Institutional lending to stockbrokers witnessed a significant surge of 28% in FY25, fueled by increased trading activity and greater investor participation in the equities market. Punjab National Bank experienced the most substantial growth, while ICICI Bank remained the leading lender. Conversely, State Bank of India reduced its exposure to this sector during the same period.
Govt promises humane jail stay for Mehul Choksi if extradited
Sep 08, 2025, 07:34AM IST
The Indian government has assured Belgium that Mehul Choksi, accused in the PNB fraud, will be held in humane conditions at Mumbai's Arthur Road Jail if extradited. His cell will be separate from the main prison, equipped with amenities and recreational options like badminton and yoga.
UK team inspects Tihar amid India's extradition push for fugitives like Nirav Modi and Vijay Mallya
Sep 07, 2025, 03:25PM IST
Efforts to extradite economic offenders like Nirav Modi and Vijay Mallya from the UK have intensified. A team from Britain's Crown Prosecution Service recently inspected Tihar Jail to assess prison conditions, a crucial factor for UK courts considering extradition requests. India assures that extradited individuals will be safeguarded and treated according to international standards.
PNB signs Rs 21,000 cr MoU with Rajasthan govt under Rising Rajasthan initiative
Sep 06, 2025, 09:27PM IST
Punjab National Bank (PNB) has committed Rs 21,000 crore to Rajasthan's Rising Rajasthan initiative, aiming to boost socio-economic progress through its extensive network and digital resources. During a visit to Jaipur, PNB's MD & CEO, Ashok Chandra, distributed 2,000 loan sanction letters to women entrepreneurs and emphasized digital adoption, financial inclusion, and fraud prevention.
'Not all heroes wear capes…some just quit jobs': Why a 29-year-old PNB banker walked away without a plan B
Sep 02, 2025, 12:19PM IST
Vani, a 29-year-old former Punjab National Bank officer, has gone viral after publicly resigning from her job without a backup plan. In her video, she described how the role left her mentally drained, unhappy and disconnected from herself despite the financial security it provided. She admitted quitting was a privilege not everyone could afford but said peace mattered more than pay. Her decision has divided opinion, with many applauding her courage while others question whether leaving without security is sustainable.
Bank fraud case: ED raids in TN, WB, Goa for Rs 637 crore loan fraud
Sep 02, 2025, 11:46AM IST
The Enforcement Directorate has launched searches across Tamil Nadu, West Bengal, and Goa. This action relates to a money laundering investigation. The case involves a Chennai-based company and a bank loan fraud of Rs 637 crore. Arvind Remedies and its promoter, Arvind B Shah, are under scrutiny. Raids are being conducted under the Prevention of Money Laundering Act.
PNB, Bank of India reduce lending rates in September 2025: Check revised MCLR rates here
Sep 01, 2025, 04:48PM IST
Punjab National Bank and Bank of India have revised their MCLR, effective September 1, 2025. PNB reduced rates by up to 15 bps across tenures, while BoI lowered rates by 5-15 bps, except for the overnight tenure. These revisions may bring relief to borrowers with loans linked to MCLR, potentially lowering EMIs.
Belgian court of appeal rejects Choksi's bail plea, Choksi & Nirav Modi wanted under Rs Rs 13000 crore PNB fraud
Aug 30, 2025, 03:13PM IST
Mehul Choksi's bail plea has been rejected again by a Belgian court ahead of his extradition hearing. The CBI successfully argued that Choksi is a flight risk, having evaded legal proceedings in the past. He is wanted in India for his alleged involvement in the Rs 6300-crore Punjab National Bank fraud.

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Difference Between Branch Code, IFSC Code and MICR Code

The branch code is a unique identifier that helps distinguish one branch of a bank from another within the same network. It is typically a combination of numbers or letters assigned to each branch to facilitate easy identification and communication within the banking system. This code is important for internal record-keeping, customer service, and other administrative purposes within the bank.
On the other hand, the IFSC (Indian Financial System Code) is a crucial code used for electronic fund transfers in India. It is an alphanumeric code that consists of 11 characters and is assigned by the Reserve Bank of India to each bank branch participating in the NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) systems. The IFSC code helps ensure accurate routing of funds between banks and branches, thereby minimizing errors and delays in transactions.
Additionally, the MICR (Magnetic Ink Character Recognition) code is a technology used for authenticating banks on documents like cheques. It consists of a unique combination of numbers and characters printed in magnetic ink at the bottom of cheques to facilitate automated processing.
The MICR code helps in identifying the bank and branch where the cheque is drawn, ensuring secure and efficient cheque processing.
In summary, while the branch code helps identify specific bank branches within a network, the IFSC code is essential for electronic fund transfers, and the MICR code plays a vital role in authenticating banks on cheques for efficient processing. Together, these codes play a crucial role in ensuring smooth and secure financial transactions within the banking system.