ET OnlineSBI Card announced that all its existing credit Card Protection Plan (CPP) customers will be automatically shifted to updated plan variants at the time of their policy renewal from September 16, 2025, onwards. The migration of all these CPP customers will be applicable from the renewal due date of their respective policies. Customers will be informed about the migration via SMSes and emails at least 24 hours before the renewal, SBI Card said in an update.
According to the SBI Card website, “W.e.f. 16 September 2025, all CPP customers will be automatically migrated to the updated plan variants based on their respective renewal due dates.”
The charges for the updated CPP variants are less than for the previous variants. (see tables below)
Card Protection Plan (CPP) also provides customers protection against frauds such as transactions involving PIN-based frauds, phishing, tele-phishing and transactions where an OTP is not required (if card is lost/stolen), for amounts up to Rs 3 lakh, depending on the product variant. The plan comes in three variants: Classic, Premium, and Platinum.
Also read: SBI credit card rule change: No reward points on digital gaming platform spends
Revised plan to be setup as per the table below-
What is the registration process for CPP?
SBI Card said that after paying the fee, CPP will dispatch a welcome kit to the customers with their unique membership number on the same. There will also be a registration form that customers need to fill and send back to CPP. Alternatively, they can also call up the CPP call centre to register their cards and documents.
Also read: SBI credit card rule change: These SBI credit card customers will not get reward points on digital gaming platforms
Why should customers get their driving licence & passport number registered?
In case customers need their DL or the Passport card number and they are not carrying them, the customers can call an SBI Card executive who will provide the required numbers.
What is CPP?
CPP is India’s first comprehensive card protection company, which covers the customer’s card in the event of card loss or stolen. CPP India is a subsidiary of CPP group headquartered in the UK, as per SBI Card FAQs.
According to the SBI Card website, “W.e.f. 16 September 2025, all CPP customers will be automatically migrated to the updated plan variants based on their respective renewal due dates.”
The charges for the updated CPP variants are less than for the previous variants. (see tables below)
Card Protection Plan (CPP)
CPP (Card Protection Plan) is a comprehensive card protection service company. It safeguards registered customers in cases of card losses or thefts, according to SBI Card’s website. With CPP, SBI Card customers get benefits like, protection in case of the card being lost or stolen, emergency card blocking services, assistance with important documents such as driving licence and passport details.Card Protection Plan (CPP) also provides customers protection against frauds such as transactions involving PIN-based frauds, phishing, tele-phishing and transactions where an OTP is not required (if card is lost/stolen), for amounts up to Rs 3 lakh, depending on the product variant. The plan comes in three variants: Classic, Premium, and Platinum.
Also read: SBI credit card rule change: No reward points on digital gaming platform spends
Revised features as per the updated plans
| Benefit Summary | Card Protection Plan | |||
| Category | Benefits in detail | Classic | Premium | Platinum |
| Card Blocking | Single Call to Block Lost Cards | Yes | Yes | Yes |
| Mobile benefits | SIM Card Blocking Service | Yes | Yes | Yes |
| Emergency Travel Assistance | Emergency Advance - Hotels - Abroad | Rs. 80,000 | Rs. 120,000 | Rs. 160,000 |
| Replacement Travel Ticket Advance - Abroad | Rs. 80,000 | Rs. 120,000 | Rs. 160,000 | |
| Credit Analysis Benefit | Credit Fit Program | Yes | Yes | Yes |
| Complimentary Fraud Protection | Protection against frauds (Transactions involving PIN based Frauds, Phishing, Tele-phishing and Transactions where OTP is not required (if card is lost/stolen)) | Upto Rs. 100,000 | Upto Rs. 100,000 | Upto Rs. 100,000 |
| Number of days covered (prior to notification) | 30 days | 30 days | 30 days | |
| Protection against Card Frauds (card present or card not present transactions - other than the transactions listed above) | up to Rs. 25,000 | up to Rs. 25,000 | up to Rs. 25,000 | |
| up to Rs. 100,000 | up to Rs. 100,000 | up to Rs. 100,000 | ||
| Mobile Wallet Protection (per Membership) - If there is a simultaneous physical loss of the device | Upto Rs 10,000 | Upto Rs 10,000 | Upto Rs 10,000 | |
| Upto Rs 50,000 | Upto Rs 50,000 | Upto Rs 50,000 | ||
| Members covered | Number of members covered under membership | Primary (1 member) | Primary + Spouse | Primary + Spouse + Parents (4 members) |
| (2 members) | ||||
| MRP in Rs. (incl. of taxes) | 999 | 1,499 | 1,999 | |
Revised plan to be setup as per the table below-
| Existing Plan | Price | Revised Renewal Plan | Price |
| CLASSIC LITE | 1199 | CLASSIC | 999 |
| CLASSIC PLUS | 1899 | ||
| PREMIUM PLUS | 2499 | PREMIUM | 1499 |
| PLATINUM PLUS | 3199 | PLATINUM | 1999 |
What is the registration process for CPP?
SBI Card said that after paying the fee, CPP will dispatch a welcome kit to the customers with their unique membership number on the same. There will also be a registration form that customers need to fill and send back to CPP. Alternatively, they can also call up the CPP call centre to register their cards and documents.
Also read: SBI credit card rule change: These SBI credit card customers will not get reward points on digital gaming platforms
Why should customers get their driving licence & passport number registered?
In case customers need their DL or the Passport card number and they are not carrying them, the customers can call an SBI Card executive who will provide the required numbers.
What is CPP?
CPP is India’s first comprehensive card protection company, which covers the customer’s card in the event of card loss or stolen. CPP India is a subsidiary of CPP group headquartered in the UK, as per SBI Card FAQs.
