NYSE - Nasdaq Real Time Price USD

Nu Holdings Ltd. (NU)

14.55 +0.25 (+1.75%)
At close: August 31 at 4:00:02 PM EDT
14.53 -0.01 (-0.07%)
Pre-Market: 4:54:24 AM EDT
Trade NU on Coinbase
Chart Range Bar
Loading chart for NU

What's happening with NU?

1h ago
Powered by Yahoo Scout

Nubank (NU) recently reported a record $1.1 billion in Q2 net income, marking a 49% year-over-year increase. The digital bank continues to grow its customer base, now reaching 139 million, but faces challenges with rising delinquencies and expenses as it expands into new markets.

Powered by Yahoo Scout
  • Previous Close 14.30
  • Open 14.35
  • Bid --
  • Ask --
  • Day's Range 14.21 - 14.64
  • 52 Week Range 11.20 - 18.98
  • Volume 95,268,474
  • Avg. Volume 77,745,353
  • Market Cap (intraday) 70.287B
  • Beta (5Y Monthly) 0.94
  • PE Ratio (TTM) 19.40
  • EPS (TTM) 0.75
  • Earnings Date Nov 12, 2026
  • Forward Dividend & Yield --
  • Ex-Dividend Date --
  • 1y Target Est 18.78

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is based in Sao Paulo, Brazil.

nubank.com.br

--

Full Time Employees

December 31

Fiscal Year Ends

Performance Overview

Trailing total returns as of 8/31/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

NU
13.08%
S&P 500 (^GSPC)
12.28%

1-Year Return

NU
1.69%
S&P 500 (^GSPC)
18.98%

3-Year Return

NU
112.41%
S&P 500 (^GSPC)
70.51%

5-Year Return

NU
29.33%
S&P 500 (^GSPC)
69.95%

Earnings Trends

View More

Earnings Per Share

GAAP
Normalized
GAAP
Normalized
 

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q1 FY26
Revenue 3.54B
Earnings 872.06M
Profit Margin 24.65%

Q2

FY25

Q3

FY25

Q4

FY25

Q1

FY26

0
1B
2B
3B
25.0%
26.0%
27.0%
28.0%
 

Analyst Insights

View More

Top Analyst

Keybanc
63/100
Latest Rating
Overweight
 

Analyst Price Targets

10.00 Low
18.78 Average
14.55 Current
23.00 High
 

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell
 

Latest Rating

Date 8/25/2026
Analyst Wolfe Research
Rating Action Maintains
Rating Outperform
Price Action Lowers
Price Target 18 -> 17
 

Statistics

View More

Valuation Measures

Annual
As of 8/27/2026
  • Market Cap

    71.88B

  • Enterprise Value

    --

  • Trailing P/E

    20.26

  • Forward P/E

    20.66

  • PEG Ratio (5yr expected)

    0.88

  • Price/Sales (ttm)

    5.55

  • Price/Book (mrq)

    5.43

  • Enterprise Value/Revenue

    5.58

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    42.73%

  • Return on Assets (ttm)

    4.96%

  • Return on Equity (ttm)

    31.63%

  • Revenue (ttm)

    8.44B

  • Net Income Avi to Common (ttm)

    3.61B

  • Diluted EPS (ttm)

    0.75

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    15.17B

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Compare

Select to analyze similar companies using key performance metrics; select up to 4 stocks.

Company Insights

Fair Value

14.55 Current
 

Dividend Score

0 Low
Sector Avg.
100 High
 

Hiring Score

0 Low
Sector Avg.
100 High
 

Insider Sentiment Score

0 Low
Sector Avg.
100 High
 

Research Reports

View More
  • Nubank Is Driving Growth by Exporting Its Cost-Advantaged Digital Model to New Markets

    Nubank is a Brazilian financial technology firm that offers digital banking services in Brazil, Mexico, and Colombia. Founded in 2013, it is best known for its credit cards and online savings accounts. However, Nubank has expanded its offerings to cover consumer loans, insurance, investments, and cryptocurrency through its mobile app. Thanks to its success in disrupting Brazil’s concentrated and fee-heavy banking sector, the company now serves over 100 million customers across its three core markets. Brazil provides more than 90% of its revenue.

    Rating
    Price Target
     
  • Nubank Is Driving Growth by Exporting Its Cost-Advantaged Digital Model to New Markets

    Nubank is a Brazilian financial technology firm that offers digital banking services in Brazil, Mexico, and Colombia. Founded in 2013, it is best known for its credit cards and online savings accounts. However, Nubank has expanded its offerings to cover consumer loans, insurance, investments, and cryptocurrency through its mobile app. Thanks to its success in disrupting Brazil’s concentrated and fee-heavy banking sector, the company now serves over 100 million customers across its three core markets. Brazil provides more than 90% of its revenue.

    Rating
    Price Target
     
  • Nubank Earnings: Improved Net Interest Margins and Tame Credit Costs Drive Earnings Growth

    Nubank is a Brazilian financial technology firm that offers digital banking services in Brazil, Mexico, and Colombia. Founded in 2013, it is best known for its credit cards and online savings accounts. However, Nubank has expanded its offerings to cover consumer loans, insurance, investments, and cryptocurrency through its mobile app. Thanks to its success in disrupting Brazil’s concentrated and fee-heavy banking sector, the company now serves over 100 million customers across its three core markets. Brazil provides more than 90% of its revenue.

    Rating
    Price Target
     
  • Nubank Earnings: Impressive Revenue Growth but Credit Provisioning Costs Spike

    Nubank is a Brazilian financial technology firm that offers digital banking services in Brazil, Mexico, and Colombia. Founded in 2013, it is best known for its credit cards and online savings accounts. However, Nubank has expanded its offerings to cover consumer loans, insurance, investments, and cryptocurrency through its mobile app. Thanks to its success in disrupting Brazil’s concentrated and fee-heavy banking sector, the company now serves over 100 million customers across its three core markets. Brazil provides more than 90% of its revenue.

    Rating
    Price Target
     

People Also Watch